2366 Charles Way, El Cajon, CA 92020 Property Records

San Diego County property record for 2366 Charles Way, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,368 sqft · built 1951
Lot Size	0.388 acres (16,900 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Nov 2022)
Tax Bill	$9,914 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`486-121-08-00`

Property Details

APN / Parcel Number

Primary APN	`486-121-08-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,368 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	16,900 sqft (0.388 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2366 CHARLES WAY
City	EL CAJON
State	CA
Zip	92020-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 8 TR 002605
Legal Subdivision	CHARLES WAY SUB
Legal Tract	002605
Legal Block	2
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2010
Census Tract	16100

Owner

2366 Charles Way is owned and occupied by an individual who bought it in November 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2366 CHARLES WAY, EL CAJON, CA 92020-2815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Grant Deed, Transfer · VA Mortgage MCJAB INC
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERCAP LNDG
May 19, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2022 · Amount on File
Deed Sale	Nov 7, 2022 · Amount on File
Deed Document Number	2022428470
Prior Transfer Date	May 18, 2017
Prior Transfer Doc	0000225963
Record Updated	Oct 29, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 7, 2022
Property Address	2366 CHARLES WAY, EL CAJON, CA 92020-2815
Document Number	0000428470
Map Reference	MAP 2605
Instrument Date	Oct 11, 2022
Instrument	2022-0428470
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2366 CHARLES WAY, EL CAJON, CA 92020-2815

Mortgage

Document Number	0000428471
Date	Nov 7, 2022
Instrument	2022-0428471

Lender

Name	MCJAB INC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2366 CHARLES WAY, EL CAJON, CA 92020-2815
Document Number	0000460987
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2366 CHARLES WAY EL CAJON CA 920202815, EL CAJON, CA 92020-2815

Mortgage

Document Number	0000460987
Date	Aug 17, 2020
Instrument	460987

Lender

Name	INTERCAP LNDG
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 19, 2017
Property Address	2366 CHARLES WAY, EL CAJON, CA 92020-2815
Document Number	0000225963
Instrument Date	May 18, 2017
Instrument	225963
Transaction Type	Transfer
Record Updated	May 29, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2366 CHARLES WAY EL CAJON CA 920202815, EL CAJON, CA 92020-2815

Tax Assessment & Valuation

The 2025 property tax bill for 2366 Charles Way was $9,914.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$795,903 (+2%) Land $361,684 Building $434,219
2025	$9,914.00	$780,298 Land $354,593 Building $425,705
2023	$9,301.00 (+399.25%)	$750,000 Land $340,825 Building $409,175
2022	$1,863.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2366 Charles Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2366 Charles Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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