23657 S 550 Rd, Afton, OK 74331 Property Records

Ottawa County property record for 23657 S 550 Rd, Afton, OK 74331

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,280 sqft · built 2021
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (Jan 2011)
Tax Bill	$941 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-01-025-022-0-045-00`

Property Details

APN / Parcel Number

Primary APN	`0000-01-025-022-0-045-00`
Alternative APN	`48`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Material	Metal
Lot Area	871,200 sqft (20 acres)

Exterior Amenities

Deck Area	200 sqft
Shed	1 Shed
Shed Area	200 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	48
Street Address	23657 S 550 RD
City	AFTON
State	OK
Zip	74331-2759
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	NE NW SE & NW NE SE SEC 1 TWP 25 RNG 22 SUBJ TO ESMT(1136/595)
Legal Range	22E
Legal Township	25N
Legal Section	01
Legal Subdivision	T025-R022
Jurisdiction	OTTAWA OK
Township / Civil Division	AFTON-FAIRLAND
Census Block Group	1
Census Block	1116
Census Tract	574800

Owner

23657 S 550 Rd, a rural home, is owned and occupied by two individuals who acquired it in June 2021.

Source: Ottawa County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23657 S 550 RD, AFTON, OK 74331-2759
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2011 · Amount on File
Deed Sale	Jan 7, 2011 · Amount on File
Deed Document Number	201196
Deed Book / Page	922 / 210
Last Transfer Date	Jun 23, 2021
Transfer Doc	0001139/75
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA OK
Recording Date	Jun 30, 2021
Property Address	23657 S 550 RD, AFTON, OK 74331-2759
Document Number	0001139/75
Book / Page	1139 / 75
Instrument Date	Jun 23, 2021
Instrument	2021-003428
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23657 S 550 RD, AFTON, OK 74331-2759

Mortgage

Document Number	2021003429
Date	Jun 30, 2021
Instrument	2021-003429

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 23657 S 550 Rd was $941, up 0.9% from the year before.

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Unified School District	Afton Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,944 (-1.4%) Land $3,990 Building $7,954	$104,766 (-1.41%) Land $35,000 Building $69,766
2025	$941.00 (+0.86%)	$12,114 (-1.74%) Land $3,990 Building $8,124	$106,262 (-1.73%) Land $35,000 Building $71,262
2024	$933.00 (-7.35%)	$12,328 (-4.44%) Land $3,990 Building $8,338	$108,136 (-6.65%) Land $35,000 Building $73,136
2023	$1,007.00 (+12.51%)	$12,901 (+3%) Land $3,990 Building $8,911	$115,845 (-) Land $35,000 Building $80,845
2022	$895.00	$12,525 Land $3,990 Building $8,535	$115,845 Land $35,000 Building $80,845

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23657 S 550 Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23657 S 550 Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 81% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
The Junction Internet Fixed Wireless	100 / 20
Atlink Services Fixed Wireless	50 / 10

May also be available: BOLT Fiber, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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