23656 Coventry Dr, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 23656 Coventry Dr, Leonardtown, MD 20650

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,612 sqft · built 2014
Lot Size0.209 acres (9,100 sqft)
OwnerIndividual Name on File
Last Sale$462,000 (Jan 2020)
Tax Bill$5,801 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jan 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-087948

Property Details

APN / Parcel Number

Primary APN03-087948
Alternative APN
  • 087948

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,612 sqft Total Area
Basement Area700 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,100 sqft (0.209 acres)
Garage TypeMixed
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number087948
Street Address23656 COVENTRY DR
CityLEONARDTOWN
StateMD
Zip20650-5859
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 172 PHASE 3 LEONARD'S GRANT
Legal SubdivisionLEONARD S GRANT
Legal Phase3
Legal Lot Number172
JurisdictionST MARY'S MD
Township / Civil Division3, LEONARDTOWN
Census Block Group1
Census Block1037
Census Tract875502

Owner

23656 Coventry Dr is owned and occupied by an individual who bought it in January 2020.

Source: St. Mary's County records, as of September 22, 2026

Owner of RecordIndividual Name on File
Mailing Address23656 COVENTRY DR, LEONARDTOWN, MD 20650-5859
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
LENDERFI INC
Jan 28, 2020Deed, Transfer · Conventional Mortgage
TRUIST BANK
May 24, 2017Loan Modification, Mortgage · Conventional with PMI
STEARNS LNDG
Feb 28, 2017Quit Claim Deed, Mortgage · VA Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 28, 2020 · Amount on File
Deed SaleJan 28, 2020 · Amount on File
Prior SaleJul 2, 2014 · Amount on File
Deed Book / Page5258 / 457
Prior Transfer DateFeb 8, 2017
Prior Transfer Doc0045940402
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address23656 COVENTRY DR, LEONARDTOWN, MD 20650-5859
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055850156
DateDec 23, 2020
Book Page5585/156
Lender
NameLENDERFI INC
TypeLending Institution
AddressCALABASAS, CA 91302
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

January 2020: Deed, Transfer

Document TypeDeed
JurisdictionST MARY'S MD
Recording DateJan 28, 2020
Property Address23656 COVENTRY DR, LEONARDTOWN, MD 20650-5859
Document Number0052580457
Book / Page5258 / 457
Map ReferenceLB JWW 68 FO 83
Instrument DateJan 21, 2020
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyBUYERS TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,630.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address23656 COVENTRY DR, LEONARDTOWN, MD 20650-5859

Mortgage

Document Number0005258462
DateJan 28, 2020
Instrument5258/462
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST MARY'S MD
Property Address23656 COVENTRY DR, LEONARDTOWN, MD 20650-5859
Document Number0047080380
Book / Page004708 / 000380
Instrument DateMay 24, 2017
Transaction TypeMortgage
Record UpdatedDec 5, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address23656 COVENTRY DR LEONARDTOWN MD 206505859, LEONARDTOWN, MD 20650-5859

Mortgage

Document Number0047080380
DateAug 21, 2017
Book Page004708/000380
Lender
NameSTEARNS LNDG
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 20, 2047

February 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionST MARY'S MD
Recording DateFeb 28, 2017
Property Address23656 COVENTRY DR, LEONARDTOWN, MD 20650-5859
Document Number0005940402
Book / Page000594 / 000402
Instrument DateFeb 8, 2017
Transaction TypeMortgage
Record UpdatedJan 13, 2020
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23656 COVENTRY DR LEONARDTOWN MD 206505859, LEONARDTOWN, MD 20650-5859

Mortgage

Document Number45940422
DateFeb 28, 2017
Book Page004594/000422
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 23656 Coventry Dr was $5,801 with a homeowner's exemption.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
MunicipalityLeonardtown Town
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$506,233 (+5.75%)$561,300 (+17.26%) Land $110,200 Building $451,100
2025$5,801.00 Homeowner's exemption$478,700 Land $105,000 Building $373,700$478,700 Land $105,000 Building $373,700
2023$5,049.00$435,233$478,700 Land $105,000 Building $373,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23656 Coventry Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2020)
Most Recent ClaimAug 2020 · Tropical Storm Isaias
Claims by Event
  • Tropical Storm Isaias, Aug 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23656 Coventry Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LEONARDTOWN
serves 5,000 people · EPA ID MD0180006
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Breezeline
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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