Montgomery County property record for 23656 Charterwood Dr, Splendora, TX 77372
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,920 sqft · built 1983 |
| Lot Size | 1.55 acres (67,649 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,187 (2025) |
| Deeds & Mortgages | Jan 2026 Foreclosure Oct 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3388-00-01100 |
| Primary APN | 3388-00-01100 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Metal |
| Lot Area | 67,649 sqft |
| View / Lot | Primary |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 23656 CHARTERWOOD DR |
|---|---|
| City | SPLENDORA |
| State | TX |
| Zip | 77372-5960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5 |
| Legal Description | S338800 - CHARTERWOOD, LOT 11, ACRES 1.55 |
| Legal Subdivision | CHARTERWOOD |
| Legal Lot Number | 11 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 692702 |
23656 Charterwood Dr is owned by a company that acquired it in January 2026.
Source: Montgomery County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2000 N CLASSEN BLVD, 3200, OKLAHOMA CITY, OK 73106-6034 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 14, 2026 | Special Warranty Deed, Foreclosure |
| Oct 13, 2022 | Vendor's Lien, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HANCOCK MORTGAGE PARTNERS LLC |
| Dec 18, 2020 | Warranty Deed, Transfer CATALYST FUNDING LLC |
| Jan 16, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Dec 20, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2026 |
| Deed Sale | Jan 14, 2026 |
| Prior Sale | Mar 26, 2025 · Amount on File |
| Deed Document Number | 20263949 |
| Prior Transfer Date | Mar 18, 2025 |
| Prior Transfer Doc | 0000027946 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Jan 14, 2026 |
| Property Address | 23656 CHARTERWOOD DR, SPLENDORA, TX 77372-5960 |
| Document Number | 0000003949 |
| Map Reference | CAB B SH 197/A |
| Instrument Date | Jan 2, 2026 |
| Instrument | 2026003949 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 23, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2000 N CLASSEN BLVD STE 3200, 3200, OKLAHOMA CITY, OK 73106-6034 |
| Investor | Possibly a Property Investor |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Oct 13, 2022 |
| Property Address | 23656 CHARTERWOOD DR, SPLENDORA, TX 77372-5960 |
| Document Number | 0000125199 |
| Map Reference | CAB B SH 197/A |
| Instrument Date | Oct 13, 2022 |
| Instrument | 2022125199 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23656 CHARTERWOOD DR, SPLENDORA, TX 77372-5960 |
| Document Number | 0000125200 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 2022125200 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 23656 CHARTERWOOD DR, SPLENDORA, TX 77372-5960 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000054544 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2021054544 |
| Name | HANCOCK MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SUGAR LAND, TX 77478 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Dec 18, 2020 |
| Property Address | 23656 CHARTERWOOD DR, SPLENDORA, TX 77372-5960 |
| Document Number | 0000147844 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 147844 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2021 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 CLOUDLEAP PL SPRING TX 773814140, SPRING, TX 77381-4140 |
| Document Number | 147845 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 147845 |
| Name | CATALYST FUNDING LLC |
|---|---|
| Type | Bank |
| Address | 11550 FUQUA ST # 210, HOUSTON, TX 77034-4537 |
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Jan 16, 2020 |
| Property Address | 23656 CHARTERWOOD DR, SPLENDORA, TX 77372-5960 |
| Document Number | 0000004695 |
| Instrument Date | Jan 16, 2020 |
| Instrument | 4695 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 594 LONG ST BLUE EYE MO 656118334, BLUE EYE, MO 65611-8334 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Dec 20, 2019 |
| Property Address | 23656 CHARTERWOOD DR, SPLENDORA, TX 77372-5960 |
| Document Number | 0000118817 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 118817 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 139 CYPRESSWOOD DR #106 SPRING TX 773886034, 106, SPRING, TX 77388-6034 |
The 2025 property tax bill for 23656 Charterwood Dr was $4,187, up 0.7% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Splendora Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $311,564 (-6.09%) Land $54,104 Building $257,460 | $311,564 (-16.01%) Land $54,104 Building $257,460 | |
| 2025 | $4,187.00 (+0.72%) Homeowner's exemption | $331,767 (+1%) Land $54,104 Building $316,868 | $370,972 (+23%) Land $54,104 Building $316,868 |
| 2024 | $4,157.00 (-29.61%) Homeowner's exemption | $301,606 (-6.62%) Land $54,104 Building $247,502 | $301,606 (-6.62%) Land $54,104 Building $247,502 |
| 2023 | $5,906.00 | $322,980 Land $54,100 Building $268,880 | $322,980 Land $54,100 Building $268,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23656 Charterwood Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 14 (2017–2024) |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23656 Charterwood Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 84% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPLENDORA serves 9,612 people · EPA ID TX1700087 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Centric Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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