23654 Putnam St, Independence, WI 54747 Property Records

Trempealeau County property record for 23654 Putnam St, Independence, WI 54747

Property Summary

Property Type	Single Family Home
Lot Size	0.144 acres (6,299 sqft)
Owner	Individual Name on Record
Last Sale	$123,000 (May 2017)
Tax Bill	$4,088 (2025)
Deeds & Mortgages	May 2017 Mortgage Jan 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`241-00224-0000`

Property Details

APN / Parcel Number

Primary APN	`241-00224-0000`

Exterior

Lot Area	6,299 sqft (0.144 acres)

Location & Zoning

Street Address	23654 PUTNAM ST
City	INDEPENDENCE
State	WI
Zip	54747-8723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTENNIAL ADDITIONLOT 10 BLK 2LESS E 15'
Legal Subdivision	CENTENNIAL ADDITION
Legal Block	2
Legal Lot Number	10
Jurisdiction	TREMPEALEAU WI
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2019
Census Tract	100300

Owner

Source: Trempealeau County records, as of June 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	23654 PUTNAM ST, INDEPENDENCE, WI 54747-8723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU
Jan 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROYAL CREDIT UNION
May 24, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2017 · Amount on Record
Deed Sale	May 24, 2017 · Amount on Record
Deed Document Number	2017445737
Deed Book / Page	1067 / 327
Prior Transfer Date	May 31, 2007
Prior Transfer Doc	000777/429
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TREMPEALEAU WI
Property Address	23654 PUTNAM ST, INDEPENDENCE, WI 54747-8723
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1067/0328
Date	May 24, 2017
Book Page	1067/0328
Instrument	445738

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TREMPEALEAU WI
Property Address	23654 PUTNAM ST, INDEPENDENCE, WI 54747-8723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	464926
Date	Jan 13, 2021
Instrument	464926

Lender

Name	ROYAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TREMPEALEAU WI
Recording Date	May 24, 2017
Property Address	23654 PUTNAM ST, INDEPENDENCE, WI 54747-8723
Document Number	001067/327
Book / Page	1067 / 327
Instrument Date	May 22, 2017
Instrument	445737
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount Recorded
Tax	$369.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Trempealeau County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Trempealeau County
Municipality	Independence City
Unified School District	Independence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,088.00 (+9.63%)	$193,600 (+39.88%) Land $7,800 Building $185,800	$207,962 (+6.27%) Land $8,378 Building $199,584
2024			$195,700 (+9.21%)
2023	$3,729.00	$138,400 Land $5,800 Building $132,600	$179,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	16 (1986–2019)
Claims Outside the SFHA	4 of 16
Most Recent Claim	Mar 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2010 · 3 claims Severe Storms, Tornadoes & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATERWORKS serves 1,500 people · EPA ID WI6620276
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tri-County Communications Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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