23651 Sidney Bay, Dana Point, CA 92629 Property Records

Orange County property record for 23651 Sidney Bay, Dana Point, CA 92629

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,484 sqft · built 1971
Lot Size	0.093 acres (4,050 sqft)
Owner	2 Individual Names on File
Last Sale	$1,490,000 (Oct 2018)
Tax Bill	$18,906 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`672-081-43`

Property Details

APN / Parcel Number

Primary APN	`672-081-43`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
1st Floor Area	1,484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	4,050 sqft (0.093 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	23651 SIDNEY BAY
City	DANA POINT
State	CA
Zip	92629-4209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 6883 BLK LOT 43
Legal Subdivision	TRACT NO 6883
Legal Tract	6883
Legal Lot Number	43
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3016
Census Tract	42323

Owner

23651 Sidney Bay is owned and occupied by two individuals who bought it in October 2018.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23651 SIDNEY BAY, DANA POINT, CA 92629-4209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 11, 2018	Affidavit of Death, Transfer CALIFORNIA TITLE COMPANY
Oct 11, 2018	Grant Deed, Transfer · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2018 · Amount on File
Deed Sale	Oct 11, 2018 · Amount on File
Prior Sale	May 8, 1995 · Amount on File
Deed Document Number	2018369788
Prior Transfer Date	Jun 17, 1999
Prior Transfer Doc	0000674639
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	23651 SIDNEY BAY, DANA POINT, CA 92629-4209
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	AMROCK TITLE CA INC, AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23651 SIDNEY BAY, DANA POINT, CA 92629-4209

Mortgage

Document Number	0000307615
Date	May 10, 2021
Instrument	2021000307615

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jun 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

October 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ORANGE CA
Recording Date	Oct 11, 2018
Property Address	23651 SIDNEY BAY, DANA POINT, CA 92629-4209
Document Number	0000369787
Instrument Date	Oct 6, 2018
Instrument	369787
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	CALIFORNIA TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23651 SIDNEY BAY DANA POINT CA 926294209, DANA POINT, CA 92629-4209

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 11, 2018
Property Address	23651 SIDNEY BAY, DANA POINT, CA 92629-4209
Document Number	0000369788
Map Reference	MB269 PG15-17
Instrument Date	Sep 18, 2018
Instrument	2018000369788
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CALIFORNIA TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	23651 SIDNEY BAY, DANA POINT, CA 92629-4209

Mortgage

Document Number	0000369789
Date	Oct 11, 2018
Instrument	2018000369789

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 23651 Sidney Bay was $18,906 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,717,386 (+2%) Land $1,539,871 Building $177,515
2025	$18,906.00 Homeowner's exemption	$1,683,712 Land $1,509,677 Building $174,035
2023	$17,949.00 (+2.4%) Homeowner's exemption	$1,618,333 Land $1,451,055 Building $167,278
2022	$17,529.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 23651 Sidney Bay in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1995–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23651 Sidney Bay has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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