2365 Wander St, Chula Vista, CA 91915 Property Records

San Diego County property record for 2365 Wander St, Chula Vista, CA 91915

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,361 sqft · built 2010
Lot Size	0.121 acres (5,264 sqft)
Owner	2 Trust Names on File
Last Sale	$465,000 (Mar 2010)
Tax Bill	$11,283 (2025)
Deeds & Mortgages	Apr 2024 Transfer Feb 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`643-760-61-00`

Property Details

APN / Parcel Number

Primary APN	`643-760-61-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,361 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	5,264 sqft (0.121 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2365 WANDER ST
City	CHULA VISTA
State	CA
Zip	91915-2415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC13SF3
Legal Description	LOT 61 TR 015234
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	015234
Legal Block	3
Legal Lot Number	61
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3006
Census Tract	13321

Owner

2365 Wander St is owner-occupied and held in a trust since April 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2365 WANDER ST, CHULA VISTA, CA 91915-2415
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Intrafamily Transfer, Transfer
Feb 20, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Sep 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 10, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Aug 16, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Mar 19, 2018	Deed of Trust, Mortgage · FHA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2010 · Amount on File
Deed Sale	Mar 17, 2010 · Amount on File
Deed Document Number	2010131090
Last Transfer Date	Apr 11, 2024
Transfer Doc	0000098785
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2024
Property Address	2365 WANDER ST, CHULA VISTA, CA 91915-2415
Document Number	0000098785
Map Reference	MAP 15234
Instrument Date	Apr 11, 2024
Instrument	2024-0098785
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2365 WANDER ST, CHULA VISTA, CA 91915-2415

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2365 WANDER ST, CHULA VISTA, CA 91915-2415
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2365 WANDER ST, CHULA VISTA, CA 91915-2415

Mortgage

Document Number	0000041789
Date	Feb 20, 2024
Instrument	2024-0041789

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Mar 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2365 WANDER ST, CHULA VISTA, CA 91915-2415
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2365 WANDER ST, CHULA VISTA, CA 91915-2415

Mortgage

Document Number	0000353487
Date	Sep 6, 2022
Instrument	2022-0353487

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2365 WANDER ST, CHULA VISTA, CA 91915-2415
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2365 WANDER ST, CHULA VISTA, CA 91915-2415

Mortgage

Document Number	0000011470
Date	Jan 10, 2022
Instrument	2022-0011470

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	315 Months
Due	Apr 1, 2048

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2365 WANDER ST, CHULA VISTA, CA 91915-2415
Document Number	0000407611
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2365 WANDER ST CHULA VISTA CA 919152415, CHULA VISTA, CA 91915-2415

Mortgage

Document Number	0000407611
Date	Sep 18, 2019
Instrument	407611

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 17, 2059

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2365 WANDER ST, CHULA VISTA, CA 91915-2415
Document Number	0000115112
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Mar 28, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2365 WANDER ST CHULA VISTA CA 919152415, CHULA VISTA, CA 91915-2415

Mortgage

Document Number	0000115112
Date	Mar 23, 2018
Instrument	115112

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2365 Wander St was $11,283 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$612,084 (+2%) Land $289,650 Building $322,434
2025	$11,283.00 Homeowner's exemption	$600,083 Land $283,971 Building $316,112
2023	$11,004.00 (+2.26%) Homeowner's exemption	$576,783 Land $272,945 Building $303,838
2022	$10,761.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2365 Wander St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2365 Wander St is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Barona North tribal government · serves 1,171 people · EPA ID 090600118
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	2.34 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon, Wyyerd Connect.

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