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2365 Symphony Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2365 Symphony Cir, Saint Cloud, FL 34771 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2021
Square Footage2,631 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$463,732 (2021)
Tax Bill$5,895.00 (2024)

Property Details

APN / Parcel Number

Primary APN17-25-31-4899-0001-0850
Alternative APN
  • 253117489900010850

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,631 sqft Living Area
Gross Area3,413 sqft Gross Area
1st Floor2,631 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialConcrete Roof
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached Garage
Garage Area440 sqft Garage

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2365 SYMPHONY CIR
CitySAINT CLOUD
StateFL
Zip34771-8929
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSERENITY RESERVE PB 25 PGS 122-123 LOT 85
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionSERENITY RESERVE
Legal Block850
Legal Lot Number85
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1056
Census Tract43600

Owner

Source: Osceola County records · APN 17-25-31-4899-0001-0850

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2365 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Apr 28, 2021Special Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 28, 2021 · Amount on Record
Deed SaleApr 28, 2021 · Amount on Record
Deed Doc Number202164805
Deed Book / Page5946 / 560
Last Transfer DateJun 13, 2022
Transfer Doc0062400127
Record RefreshedSep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJun 24, 2022
Property Address2365 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929
Document Number0062400127
Book / Page6240 / 127
Map ReferenceMB 25 PG 122
Instrument DateJun 13, 2022
Instrument2022099251
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2365 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2365 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929

April 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 28, 2021
Property Address2365 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929
Document Number0059460560
Book / Page5946 / 560
Map ReferenceMB 25 PG 122
Instrument DateApr 26, 2021
Instrument2021064805
Transaction TypeTransfer
Record UpdatedJan 10, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,246.60
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2354 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928

Transferred To (Grantee/Buyer)

NameVerified Name
Address2365 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929

Mortgage

Document Number0005946561
DateApr 28, 2021
Instrument5946/561
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2036

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,158.00 (+4.46%) Homeowner's exemption$433,936 (+5.99%)$551,600 (+25.36%) Land $90,000 Building $461,600
2024$5,895.00 (+2.02%)
2023$5,778.00 (+3.73%) Homeowner's exemption$409,425 (+3%)$440,000 (+10.69%) Land $75,000 Building $365,000
2022$5,570.00 Homeowner's exemption$397,500 Land $65,000 Building $332,500$397,500 Land $65,000 Building $332,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 725 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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