2365 O J Ln, Hudson, NC 28638 Property Records

Caldwell County property record for 2365 O J Ln, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 2018
Lot Size	0.748 acres (32,580 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Mar 2020)
Tax Bill	$2,364 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03 81 1 96`

Property Details

APN / Parcel Number

Primary APN	`03 81 1 96`
Alternative APN	`168469`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Heated Area
Gross Area	1,644 sqft
1st Floor Area	1,120 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	32,580 sqft (0.748 acres)
Lot Dimensions	362 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	308 sqft
Carport	Carport
Carport Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	120 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	168469
Street Address	2365 O J LN
City	HUDSON
State	NC
Zip	28638-9752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1985 PG 141 YR 20 ST 350.00
Legal Subdivision	JAMES H MILLER SUBDIVISION
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	4
Census Block	4045
Census Tract	30700

Owner

Source: Caldwell County assessment roll, as of July 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2365 O J LN, HUDSON, NC 28638-9752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Mar 31, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2020 · Amount on Record
Deed Sale	Mar 31, 2020 · Amount on Record
Prior Sale	Sep 19, 2005 · Amount on Record
Deed Document Number	202010042750
Deed Book / Page	1985 / 141
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2365 O J LN, HUDSON, NC 28638-9752
Transaction Type	Mortgage
Record Updated	Oct 13, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020871264
Date	Jul 7, 2023
Book Page	2087/1264
Instrument	10086139

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 7, 2038

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Mar 31, 2020
Property Address	2365 O J LN, HUDSON, NC 28638-9752
Document Number	0010042750
Book / Page	001985 / 000141
Instrument Date	Mar 31, 2020
Instrument	10042750
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4214 VERDE VISTA CIR ASHEVILLE NC 288054523, ASHEVILLE, NC 28805-4523

Mortgage

Document Number	10042751
Date	Mar 31, 2020
Book Page	001985/000144
Instrument	10042751

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of July 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Sawmills Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,364.00 (+65.66%)	$243,100 (+61.1%) Land $13,000 Building $230,100	$243,100 (+61.1%) Land $13,000 Building $230,100
2023		$150,900 (-) Land $13,000 Building $137,900	$150,900 (-) Land $13,000 Building $137,900
2022	$1,427.00	$150,900 Land $13,000 Building $137,900	$150,900 Land $13,000 Building $137,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SAWMILLS serves 5,588 people · EPA ID NC0114040
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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