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2365 McMichael Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2365 McMichael Rd, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1982
Square Footage2,782 sqft Heated Area
Lot Size217,800 sqft (5 acres)
Pool450 sqft
OccupancyOwner Occupied
Tax Bill$3,505.00 (2025)

Property Details

APN / Parcel Number

Primary APN90926
Alternative APN
  • 152531426000010205

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,782 sqft Heated Area
Gross Area3,375 sqft Gross Area
1st Floor2,782 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1982
Exterior MaterialAluminum Siding Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area217,800 sqft (5 acres)

Exterior Amenities

Pool Area450 sqft Pool
Shed1 Shed
Shed Area200 sqft Shed
Deck Area550 sqft Deck
PorchOpen Porch
Porch Area593 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number90926
Street Address2365 MCMICHAEL RD
CitySAINT CLOUD
StateFL
Zip34771-7757
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNEW MAP OF NARCOOSSEE PB 1 PG 073 S 1/2 LOT 20
Legal Range31E
Legal Township25S
Legal Section15
Legal SubdivisionNARCOOSSEE NEW MAP EAST
Legal Tract4260
Legal Block1
Legal Lot Number20
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1012
Census Tract43700

Owner

Source: Osceola County records · APN 90926

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2365 MCMICHAEL RD, SAINT CLOUD, FL 34771-7757
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 07, 2007
Deed SaleFeb 07, 2007
Record RefreshedJun 08, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2365 MCMICHAEL RD, SAINT CLOUD, FL 34771-7757
Document Number0053832953
Instrument DateAug 06, 2018
Transaction TypeMortgage
Record UpdatedAug 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address2365 MCMICHAEL RD ST CLOUD FL 347717757, ST CLOUD, FL 34771-7757

Mortgage

Document Number0053832953
DateAug 14, 2018
Book Page005383/002953
Instrument123311
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 13, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,505.00 (+2.67%) Homeowner's exemption Senior Citizen's exemption$254,498 (+5.99%)$640,400 (+40.28%) Land $266,400 Building $374,000
2023$3,414.00 (+4.31%) Homeowner's exemption$240,123 (+3%)$456,500 (+11.48%) Land $145,600 Building $310,900
2022$3,273.00 Homeowner's exemption$233,130$409,500 Land $145,600 Building $263,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 87% of the US · above 80% of Florida
Wildfire LikelihoodAbout 1 in 90 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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