2365 Lake Cir, Britt, IA 50423 Property Records

Hancock County property record for 2365 Lake Cir, Britt, IA 50423

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,100 sqft · built 1985
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Oct 2025)
Tax Bill	$2,010 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0625276130`

Property Details

APN / Parcel Number

Primary APN	`0625276130`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft
Basement Area	1,100 sqft
Finished Basement	1,000 sqft
Unfinished Basement	100 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,886 sqft (1.26 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2365 LAKE CIR
City	BRITT
State	IA
Zip	50423-8608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE EAGLES NEST LOT 13 & PARCEL A 25 96 25
Legal Range	25W
Legal Township	96N
Legal Section	25
Legal Subdivision	EAGLES NEST ADD
Legal Lot Number	13
Jurisdiction	HANCOCK IA
Township / Civil Division	BRITT
Census Block Group	1
Census Block	1077
Census Tract	270300

Owner

2365 Lake Cir is owned and occupied by two individuals who bought it in October 2025.

Source: Hancock County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2365 LAKE CIR, BRITT, IA 50423-8608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
Oct 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Dec 7, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS TRUST & SAVINGS BANK
May 17, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS TRUST & SAVINGS BANK
Apr 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025 · Amount on File
Deed Sale	Oct 2, 2025 · Amount on File
Prior Sale	May 17, 2023 · Amount on File
Deed Document Number	20251677
Prior Transfer Date	May 16, 2023
Prior Transfer Doc	0000000861
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Recording Date	Aug 6, 2026
Property Address	2365 LAKE CIR, BRITT, IA 50423-8608
Document Number	0000001378
Instrument Date	Jul 31, 2026
Instrument	20261378
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2365 LAKE CIR, BRITT, IA 50423-8608

Mortgage

Document Number	0000001378,
Date	Aug 6, 2026
Instrument	20261378

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 15, 2036

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	2365 LAKE CIR, BRITT, IA 50423-8608
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3010 TUCSON DR, CEDAR FALLS, IA 50613-5156

Mortgage

Document Number	0000251678
Date	Oct 2, 2025
Instrument	25-1678

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	2365 LAKE CIR, BRITT, IA 50423-8608
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000232121
Date	Dec 7, 2023
Instrument	23-2121

Lender

Name	FARMERS TRUST & SAVINGS BANK
Type	Bank
Address	BUFFALO CENTER, IA 50424

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	2365 LAKE CIR, BRITT, IA 50423-8608
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000230872
Date	May 17, 2023
Instrument	23-0872

Lender

Name	FARMERS TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	2365 LAKE CIR, BRITT, IA 50423-8608
Transaction Type	Mortgage
Record Updated	May 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190659
Date	Apr 23, 2019
Instrument	19-0659

Lender

Name	FARMERS TRUST & SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	May 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 2365 Lake Cir was $2,010 with a homeowner's exemption, up 14.1% from the year before.

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Hancock County
Unified School District	West Hancock Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,010.00 (+14.07%) Homeowner's exemption	$216,570 Land $51,300 Building $165,270	$216,570 Land $51,300 Building $165,270
2024	$1,762.00
2023		$193,270 (+4.74%) Land $51,300 Building $141,970	$193,270 Land $51,300 Building $141,970
2022	$1,978.00 Homeowner's exemption	$184,520 Land $27,750 Building $156,770
2021			$184,520 Land $27,750 Building $156,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2365 Lake Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2365 Lake Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000

May also be available: Comm 1 Connects, Nextlink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Cir

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