Gloucester County property record for 2365 Cramer Ln, Hayes, VA 23072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,336 sqft · built 1985 |
| Lot Size | 6.07 acres (264,409 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $162,000 (Aug 1998) |
| Tax Bill | $3,499 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 26491 |
| Primary APN | 26491 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,336 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 264,409 sqft (6.07 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 2365 CRAMER LN |
|---|---|
| City | HAYES |
| State | VA |
| Zip | 23072-4042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACHILLES PARCEL 11 PERRIN RIVER |
| Legal Subdivision | PLAT: PDB399 78 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | YORK |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 100500 |
Source: Gloucester County records · APN 26491
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 60, ACHILLES, VA 23001-0060 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 21, 1998 · Amount on Record |
| Deed Sale | Aug 21, 1998 · Amount on Record |
| Deed Document Number | ID 985160 |
| Record Updated | Jun 08, 2026 |
Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,499.00 (+5.2%) | $560,890 (-) Land $256,020 Building $304,870 | $560,890 (-) Land $256,020 Building $304,870 |
| 2024 | $3,326.00 | $560,890 (-) Land $256,020 Building $304,870 | $560,890 (-) Land $256,020 Building $304,870 |
| 2023 | $3,326.00 (-7.02%) | $560,890 (+15.24%) Land $256,020 Building $304,870 | $560,890 (+15.24%) Land $256,020 Building $304,870 |
| 2022 | $3,577.00 | $486,730 Land $251,550 Building $235,180 | $486,730 Land $251,550 Building $235,180 |
Source: FEMA National Flood Hazard Layer, Gloucester County (51073C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510731005001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 573 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 573 in force |
| Nearby Flood Claims | 268 (1982–2025) |
| Claims Outside the SFHA | 3 of 268 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 16 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile USA.
5G (outdoors only) and 4G LTE
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