2365 Catalpa Loop, Richmond, KY 40475 Property Records

Madison County property record for 2365 Catalpa Loop, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$123,190 (Aug 2023)
Tax Bill	$2,753 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0081-0000-0032-A`

Property Details

APN / Parcel Number

Primary APN	`0081-0000-0032-A`
Alternative APNs	`119441` `82462` `48918`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	48918
Street Address	2365 CATALPA LOOP
City	RICHMOND
State	KY
Zip	40475-9075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT A (1.00 ACRE)
Legal Block	A
Legal Lot Number	A
Jurisdiction	MADISON KY
Township / Civil Division	WACO-BYBEE
Census Block Group	1
Census Block	1035
Census Tract	11001

Owner

Source: Madison County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2365 CATALPA LOOP, RICHMOND, KY 40475-9075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2019	Deed of Trust, Mortgage · Commercial Mortgage STATE FARM BANK FSB
Jul 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK FSB
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY BANK
Dec 11, 2020	Deed of Trust, Mortgage · Line of Credit KENTUCKY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2023 · Amount on Record
Deed Sale	Aug 29, 2023 · Amount on Record
Prior Sale	Jun 5, 2006 · Amount on Record
Deed Document Number	202314164220
Deed Book / Page	103 / 120
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	2365 CATALPA LOOP, RICHMOND, KY 40475-9075
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	TITLE FIRST, TITLE FIRST AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01887/588
Date	Sep 17, 2019
Book Page	M01887/588
Instrument	2013998771

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	BLOOMINGTON, IL 61710

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 3, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	2365 CATALPA LOOP, RICHMOND, KY 40475-9075
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01873/440
Date	Jul 8, 2019
Book Page	M01873/440
Instrument	2013995183

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2034

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	2365 CATALPA LOOP, RICHMOND, KY 40475-9075
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01985/435
Date	Oct 8, 2020
Book Page	M01985/435
Instrument	2014021896

Lender

Name	KENTUCKY BANK
Type	Bank
Address	PARIS, KY 40362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	2365 CATALPA LOOP, RICHMOND, KY 40475-9075
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M02003/711
Date	Dec 11, 2020
Book Page	M02003/711
Instrument	2014025772

Lender

Name	KENTUCKY BANK
Type	Bank
Address	RICHMOND, KY 40475

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Nov 20, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,753.00 (+18.26%)	$292,000 (+21.67%)	$292,000 (+21.67%)
2023	$2,328.00	$240,000	$240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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