2365 Apple Valley Dr, Howard, OH 43028 Property Records

Knox County property record for 2365 Apple Valley Dr, Howard, OH 43028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,340 sqft · built 2001
Lot Size	0.578 acres (25,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$193,000 (Aug 2016)
Tax Bill	$4,341 (2025)
Deeds & Mortgages	Mar 2023 Refinance Sep 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`69-00141.000`

Property Details

APN / Parcel Number

Primary APN	`69-00141.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,340 sqft Living Area
1st Floor Area	2,340 sqft
Basement Area	2,340 sqft
Unfinished Basement	2,340 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	25,178 sqft (0.578 acres)
Lot Dimensions	247 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	1,612 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	240 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Street Address	2365 APPLE VALLEY DR
City	HOWARD
State	OH
Zip	43028-9686
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAY HILLS LOT #141
Legal Subdivision	FAIRWAY HILLS RECORDED
Legal Lot Number	141
Jurisdiction	KNOX OH
Township / Civil Division	HOWARD
Census Block Group	3
Census Block	3021
Census Tract	6801

Owner

Source: Knox County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2365 APPLE VALLEY DR, HOWARD, OH 43028-9686
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST COMMONWEALTH BANK
Sep 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2016 · Amount on Record
Deed Sale	Aug 16, 2016 · Amount on Record
Prior Sale	Apr 30, 2004 · Amount on Record
Deed Document Number	20166456
Deed Book / Page	1576 / 403
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	2365 APPLE VALLEY DR, HOWARD, OH 43028-9686
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001888
Date	Mar 28, 2023
Book Page	1967/78
Instrument	202300001888

Lender

Name	FIRST COMMONWEALTH BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	2365 APPLE VALLEY DR, HOWARD, OH 43028-9686
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008914
Date	Sep 7, 2021
Book Page	1876/953
Instrument	20210-00008914

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

Tax Assessment & Valuation

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Howard Township
Unified School District	East Knox Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$312,220 (-) Land $17,260 Building $294,960
2025	$4,341.00 (-0.82%)	$109,280 (-) Land $6,040 Building $103,240
2024	$4,377.00 (+0.34%)	$109,280 (-) Land $6,040 Building $103,240
2023	$4,362.00 (+21.07%)	$109,280 (+41.01%) Land $6,040 Building $103,240	$312,220 (+41%) Land $17,260 Building $294,960
2022	$3,603.00	$77,500 Land $4,280 Building $73,220
2020			$221,430 Land $12,240 Building $209,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Jul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KNOX COUNTY WATER AND WASTEWATER PWS private · serves 8,250 people · EPA ID OH4202012
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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