2365 7th St, Encinitas, CA 92024 Property Records

San Diego County property record for 2365 7th St, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,982 sqft · built 1970
Lot Size	0.71 acres (30,928 sqft)
Owner	Company Name on Record
Last Sale	$1,950,000 (Sep 2020)
Tax Bill	$22,855 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`265-023-38-00`

Property Details

APN / Parcel Number

Primary APN	`265-023-38-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,982 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	30,928 sqft (0.71 acres)
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	2365 7TH ST
City	ENCINITAS
State	CA
Zip	92024-6504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	BLK 31 LOTS 43 THRU 48 STS&ALLEY CLSD ADJ& TR 000287
Legal Subdivision	OLIVENHAIN COLONY
Legal Tract	000287
Legal Block	31
Legal Lot Number	43-48
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2018
Census Tract	17111

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2365 7TH ST, ENCINITAS, CA 92024-6504
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 14, 2018	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Prior Sale	May 14, 2018 · Amount on Record
Deed Document Number	2020577535
Prior Transfer Date	Oct 22, 2015
Prior Transfer Doc	0000614093
Record Updated	Sep 20, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 28, 2020
Property Address	2365 7TH ST, ENCINITAS, CA 92024-6504
Document Number	0000577535
Map Reference	MAP 287
Instrument Date	Aug 21, 2020
Instrument	2020-0577535
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2365 7TH ST, ENCINITAS, CA 92024-6504

Mortgage

Document Number	0000577536
Date	Sep 28, 2020
Instrument	2020-0577536

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 14, 2018
Property Address	2365 7TH ST, ENCINITAS, CA 92024-6504
Document Number	0000192913
Instrument Date	Mar 29, 2018
Instrument	192913
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$1,870.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2849 W 111TH TER LEAWOOD KS 662113090, LEAWOOD, KS 66211-3090

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,152,955 (+2%) Land $1,324,895 Building $828,060
2025	$22,855.00 (+6.15%)	$2,110,741 (+4.04%) Land $1,298,917 Building $811,824
2023	$21,531.00 (+2.02%)	$2,028,780 Land $1,248,480 Building $780,300
2022	$21,104.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2010–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, San Diego Broadband, Spectrum, T-Mobile, Ting.

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