23640 Springwood Dr, Ramona, CA 92065 Property Records

San Diego County property record for 23640 Springwood Dr, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,643 sqft · built 1989
Lot Size0.483 acres (21,036 sqft)
Owner2 Individual Names on File
Last Sale$495,000 (Aug 2006)
Tax Bill$7,952 (2025)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN288-391-07-00

Property Details

APN / Parcel Number

Primary APN288-391-07-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,643 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area21,036 sqft (0.483 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address23640 SPRINGWOOD DR
CityRAMONA
StateCA
Zip92065-4244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 291 TR 007519
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007519
Legal Block3
Legal Lot Number291
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3004
Census Tract20810

Owner

23640 Springwood Dr is owned and occupied by two individuals who bought it in August 2006.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address23640 SPRINGWOOD DR, RAMONA, CA 92065-4244
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2006 · Amount on File
Deed SaleAug 10, 2006 · Amount on File
Prior SaleOct 29, 1999 · Amount on File
Deed Document Number2006569556
Prior Transfer DateApr 22, 2003
Prior Transfer Doc0000496490
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address23640 SPRINGWOOD DR, RAMONA, CA 92065-4244
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCORINTHIAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000149491
DateMar 23, 2020
Instrument2020-0149491
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 23640 Springwood Dr was $7,952 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$676,410 (+2%) Land $396,281 Building $280,129
2025$7,952.00 Homeowner's exemption$663,148 Land $388,511 Building $274,637
2023$7,471.00 (-1.16%) Homeowner's exemption$637,399 Land $373,426 Building $263,973
2022$7,559.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 23640 Springwood Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1998–2023)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23640 Springwood Dr is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 45% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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