2364 Munsen Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 2364 Munsen Rd, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,238 sqft · built 1973
Lot Size	0.315 acres (13,680 sqft)
Owner	Individual Name on Record
Last Sale	$242,500 (May 2024)
Tax Bill	$1,359 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5569 08 1184`

Property Details

APN / Parcel Number

Primary APN	`5569 08 1184`
Alternative APNs	`08022 0077.000000` `133532` `170342`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,238 sqft Living Area
Gross Area	1,630 sqft
1st Floor Area	1,238 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,680 sqft (0.315 acres)
Lot Dimensions	114 ft deep x 120 ft wide
Garage Type	Carport
Garage Area	247 sqft
Carport	Carport
Carport Area	247 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	65 sqft
Deck Area	80 sqft
Patio Area	80 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	170342
Street Address	2364 MUNSEN RD
City	CONCORD
State	NC
Zip	28025-8798
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	NORTH NOT ADJ COLD SPRINGS RD
Legal Subdivision	CHEVARON AREA
Jurisdiction	CABARRUS NC
Township / Civil Division	8, MOUNT PLEASANT
Census Block Group	1
Census Block	1045
Census Tract	41701

Owner

Source: Cabarrus County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2364 MUNSEN RD, CONCORD, NC 28025-8798
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Warranty Deed, Transfer · Conventional Mortgage FOUNDERS FCU
Oct 11, 2019	Grant Deed, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Prior Sale	Feb 28, 2008 · Amount on Record
Deed Document Number	20248937
Deed Book / Page	16916 / 282
Record Updated	Jun 8, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 1, 2024
Property Address	2364 MUNSEN RD, CONCORD, NC 28025-8798
Document Number	0016916282
Book / Page	16916 / 282
Instrument Date	Apr 30, 2024
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1102 LUNAR DR, SUNSET BEACH, NC 28468-4912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2364 MUNSEN RD, CONCORD, NC 28025-8798

Mortgage

Document Number	0169160285
Date	May 1, 2024
Instrument	16916-0285

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	9.75%
Index	10-Year CMTI
Max Rate	13.7%

October 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 11, 2019
Property Address	2364 MUNSEN RD, CONCORD, NC 28025-8798
Document Number	1377814
Book / Page	013778 / 000014
Instrument Date	Oct 11, 2019
Instrument	28035
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3277 WESTRIDGE LN SW CONCORD NC 280279016, CONCORD, NC 28027-9016

Mortgage

Document Number	1377817
Date	Oct 11, 2019
Book Page	013778/000017
Instrument	28036

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,359.00 (+24.91%)	$198,170 (+56.25%) Land $48,000 Building $150,170
2024			$198,170 (+56.25%) Land $48,000 Building $150,170
2023	$1,088.00	$126,830 Land $35,000 Building $91,830	$126,830 Land $35,000 Building $91,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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