Bay County property record for 2364 Kaiser Rd, Pinconning, MI 48650
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,032 sqft |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (Feb 2021) |
| Tax Bill | $2,000 (2026) |
| Deeds & Mortgages | Oct 2026 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-011-100-060-00 |
| Primary APN | 040-011-100-060-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,032 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Basement Area | 1,032 sqft |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Wood Siding |
| Lot Area | 174,240 sqft (4 acres) |
| Lot Dimensions | 702 ft deep x 248 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2364 KAISER RD |
|---|---|
| City | PINCONNING |
| State | MI |
| Zip | 48650-7460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SE |
| Legal Description | COM AT CEN OF SEC TH W 1301.95 FT TH N 1056.96 FT TO POB TH N 248.98 FT TH E 702.58 FT TH S 248.88 FT TH W 702.58 FT TO BEG. |
| Jurisdiction | BAY MI |
| Township / Civil Division | FRASER |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 286200 |
Source: Bay County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2364 KAISER RD, PINCONNING, MI 48650-7460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED BAY COMMUNITY CREDIT UNION |
| Aug 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage MICHIGAN MUTUAL INC |
| Feb 24, 2021 | Warranty Deed, Transfer MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2021 · Amount on Record |
| Deed Sale | Feb 24, 2021 · Amount on Record |
| Deed Document Number | 20213092 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Oct 13, 2026 |
| Property Address | 2364 KAISER RD, PINCONNING, MI 48650-7460 |
| Document Number | 0000013385 |
| Instrument Date | Oct 7, 2026 |
| Instrument | 202613385 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2344 KAISER RD, PINCONNING, MI 48650-7460 |
| Document Number | 0000013385, |
|---|---|
| Date | Oct 13, 2026 |
| Instrument | 202613385 |
| Name | UNITED BAY COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 2364 KAISER RD, PINCONNING, MI 48650-7460 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2344 KAISER RD, PINCONNING, MI 48650-7460 |
| Document Number | 0000013549 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 202113549 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Feb 24, 2021 |
| Property Address | 2364 KAISER RD, PINCONNING, MI 48650-7460 |
| Document Number | 202103092 |
| Instrument Date | Feb 4, 2021 |
| Instrument | 202103092 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2021 |
| Title Company | MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $903.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3633 N FRASER RD, 3633, PINCONNING, MI 48650-9424 |
| Name | Verified Name |
|---|---|
| Address | 2344 KAISER RD, PINCONNING, MI 48650-7460 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Fraser Township |
| Unified School District | Pinconning Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,000.00 (+235.57%) Homeowner's exemption | $65,100 (+6.03%) | $130,200 (+6.03%) |
| 2025 | $596.00 (-66.31%) Homeowner's exemption | $61,400 (+24.29%) | $122,800 (+24.29%) |
| 2023 | $49,400 | $98,800 | |
| 2022 | $1,769.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1986–2020) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Jan 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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