2364 Elko Rd, Elko, GA 31025 Property Records

Houston County property record for 2364 Elko Rd, Elko, GA 31025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,672 sqft · built 2019
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Aug 2019)
Tax Bill	$4,322 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Dec 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`62-56`

Property Details

APN / Parcel Number

Primary APN	`62-56`
Alternative APNs	`000620 056000` `64900`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,672 sqft Heated Area
1st Floor Area	2,122 sqft
2nd Floor Area	464 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Area	649 sqft
Porch	Open Porch
Porch Area	561 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	64900
Street Address	2364 ELKO RD
City	ELKO
State	GA
Zip	31025-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	TRACT B 3.00 AC LL 241 13 LD
Legal Subdivision	TRACT B
Legal Tract	B
Jurisdiction	HOUSTON GA
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2030
Census Tract	21502

Owner

2364 Elko Rd is owned and occupied by two individuals who bought it in August 2019.

Source: Houston County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2364 ELKO RD, ELKO, GA 31025-2215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Dec 10, 2024	Deed of Trust, Mortgage · FHA Mortgage ADVANTAGEFIRST LENDING INC
May 22, 2020	Deed of Trust, Mortgage AMERIS BK
May 8, 2020	Loan Modification, Mortgage SUNMARK CMNTY BK
Aug 23, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Aug 23, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2019 · Amount on File
Deed Sale	Aug 23, 2019 · Amount on File
Deed Document Number	0008296137
Deed Book / Page	8296 / 137
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	2364 ELKO RD, ELKO, GA 31025-2215
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099950078
Date	Feb 15, 2023
Book Page	9995/78

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2043

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	2364 ELKO RD, ELKO, GA 31025-2215
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2364 ELKO RD, ELKO, GA 31025-2215

Mortgage

Document Number	0105790638
Date	Dec 10, 2024
Book Page	10579/638

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	RANCHO SANTA MARGARITA, CA 92688

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2054

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	2364 ELKO RD, ELKO, GA 31025-2215
Document Number	0086360331
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2364 ELKO RD ELKO GA 31025, ELKO, GA 31025

Mortgage

Document Number	0086360331
Date	Jun 12, 2020
Book Page	008636/000331

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2050

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HOUSTON GA
Property Address	2364 ELKO RD, ELKO, GA 31025-2215
Document Number	0086000126
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	131 HAVELOCK CIR WARNER ROBINS GA 310883113, WARNER ROBINS, GA 31088-3113

Mortgage

Document Number	0086000126
Date	May 19, 2020
Book Page	008600/000126

Lender

Name	SUNMARK CMNTY BK
Type	Bank
Address	PERRY, GA 31069

Agreement

Amount	Amount on Record
Term	12 Months
Due	May 18, 2021

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON GA
Recording Date	Aug 23, 2019
Property Address	2364 ELKO RD, ELKO, GA 31025-2215
Document Number	0082960137
Book / Page	008296 / 000137
Instrument Date	Aug 15, 2019
Transaction Type	Transfer
Record Updated	Sep 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$50.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	ELKO RD ELKO GA 31025, ELKO, GA 31025

August 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HOUSTON GA
Recording Date	Aug 23, 2019
Property Address	2364 ELKO RD, ELKO, GA 31025-2215
Document Number	0082960139
Book / Page	008296 / 000139
Instrument Date	Aug 15, 2019
Transaction Type	Foreclosure
Record Updated	Sep 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$294.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1005 NORTHSIDE DR PERRY GA 310693345, PERRY, GA 31069-3345

Tax Assessment & Valuation

The 2025 property tax bill for 2364 Elko Rd was $4,322, down 6.2% from the year before.

Source: Houston County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Houston County
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,322.00 (-6.17%)	$197,840 (+2.74%) Land $26,400 Building $171,440	$494,600 (+2.74%) Land $66,000 Building $428,600
2024	$4,606.00 (+24.93%)	$192,560 (+26.22%) Land $24,880 Building $167,680	$481,400 (+26.22%) Land $62,200 Building $419,200
2023	$3,687.00	$152,560 Land $16,200 Building $136,360	$381,400 Land $40,500 Building $340,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2364 Elko Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2364 Elko Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOUSTON COUNTY-FEAGIN MILL serves 92,971 people · EPA ID GA1530021
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Sparklight Fiber · Cable	1,000 / 1,000
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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