23638 Scott, Flat Rock, MI 48134 Property Records

Wayne County property record for 23638 Scott, Flat Rock, MI 48134

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,928 sqft · built 2017
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (May 2017)
Tax Bill	$9,929 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`58 131 05 0108 000`

Property Details

APN / Parcel Number

Primary APN	`58 131 05 0108 000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,928 sqft Living Area
1st Floor Area	1,886 sqft
Basement Area	1,886 sqft
Unfinished Basement	1,886 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	98 ft deep x 130 ft wide
Garage Area	551 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	23638 SCOTT
City	FLAT ROCK
State	MI
Zip	48134-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	04F108 T5S UNIT 108 WAYNE COUNTY COND SUB PLAN NO 897 AKA PRESERVES AT BRADBURY PARK T5S R10E L44009 OF DEEDS P 129 TO 225
Legal Subdivision	PRESERVES AT BRADBURY PARK
Legal Lot Number	0108
Legal Unit	108
Jurisdiction	WAYNE MI
Township / Civil Division	FLAT ROCK
Census Block Group	1
Census Block	1025
Census Tract	599100

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23638 SCOTT, FLAT ROCK, MI 48134-2118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL
Aug 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Jun 28, 2018	Loan Modification, Mortgage · Conventional with PMI NORTHPOINTE BK
May 23, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NORTHPOINTE BANK
May 23, 2017	Warranty Deed, Transfer MICHIGAN TITLE INSURANCE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2017 · Amount on Record
Deed Sale	May 23, 2017 · Amount on Record
Prior Sale	May 23, 2017 · Amount on Record
Deed Document Number	2017210184
Deed Book / Page	53742 / 1236
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	23638 SCOTT, FLAT ROCK, MI 48134-2118
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23638 SCOTT, FLAT ROCK, MI 48134-2118

Mortgage

Document Number	0577980427
Date	Aug 11, 2022
Book Page	57798/427
Instrument	2022260903

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	23638 SCOTT, FLAT ROCK, MI 48134-2118
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0545580466
Date	Aug 13, 2018
Book Page	54558/0466
Instrument	2018243831

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	23638 SCOTT, FLAT ROCK, MI 48134-2118
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0554030467
Date	Nov 13, 2019
Book Page	55403/0467
Instrument	2019319420

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	23638 SCOTT, FLAT ROCK, MI 48134-2118
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23638 SCOFF, FLAT ROCK, MI 48134

Mortgage

Document Number	0563141152
Date	Jan 5, 2021
Book Page	56314/1152
Instrument	2021020716

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WAYNE MI
Property Address	23638 SCOTT, FLAT ROCK, MI 48134-2118
Document Number	0545301018
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23638 SCOTT FLAT ROCK MI 481342118, FLAT ROCK, MI 48134-2118

Mortgage

Document Number	0545301018
Date	Jul 27, 2018
Book Page	054530/001018
Instrument	231102

Lender

Name	NORTHPOINTE BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2048

Interest

Rate	4.75%

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	May 23, 2017
Property Address	23638 SCOTT, FLAT ROCK, MI 48134-2118
Document Number	0537421236
Book / Page	53742 / 1236
Instrument Date	May 11, 2017
Instrument	2017210184
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 15, 2022
Title Company	MICHIGAN TITLE INS AGENCY

Transaction

Amount	Amount Recorded
Tax	$602.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45564 FALMOUTH AVE, 45564, NOVI, MI 48374-3127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 FORD BLVD, LINCOLN PARK, MI 48146-3704

Mortgage

Document Number	2017210185
Date	May 23, 2017
Instrument	2017210185

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	May 23, 2017
Property Address	23638 SCOTT, FLAT ROCK, MI 48134-2118
Document Number	0537421234
Book / Page	053742 / 001234
Instrument Date	May 10, 2017
Instrument	210182
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	MICHIGAN TITLE INSURANCE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$301.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	45564 FALMOUTH AVE NOVI MI 483743127, NOVI, MI 48374-3127

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Flat Rock City
Unified School District	Flat Rock Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,600 (+0.27%)	$439,200 (+0.27%)
2025	$9,929.00 (+7.95%) Homeowner's exemption	$219,000 (+19.48%)	$438,000 (+19.48%)
2023	$9,198.00 (+10.33%) Homeowner's exemption	$183,300	$366,600
2019	$8,337.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Dec 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAT ROCK serves 10,541 people · EPA ID MI0002300
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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