St. Louis County property record for 2363 Apple Ridge Dr, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,232 sqft · built 1995 |
| Lot Size | 0.224 acres (9,789 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (Aug 2023) |
| Tax Bill | $4,306 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1980-00670 |
| Primary APN | 010-1980-00670 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Gross Area |
| 1st Floor Area | 1,232 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 9,789 sqft (0.224 acres) |
| Garage Area | 484 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 36 sqft |
| Storage Building | 120 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1153557 |
|---|---|
| Street Address | 2363 APPLE RIDGE DR |
| City | DULUTH |
| State | MN |
| Zip | 55811-4261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL OF LOT 6 AND N1/2 OF LOT 7 SERIAL # |
| Legal Subdivision | GRAYS ADDITION TO DULUTH |
| Legal Block | 5 |
| Legal Lot Number | 6 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 400 |
2363 Apple Ridge Dr is owned and occupied by an individual who bought it in August 2023.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2363 APPLE RIDGE DR, DULUTH, MN 55811-4261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2023 | Warranty Deed, Transfer · Conventional Mortgage PARK STATE BANK & TRUST |
| Mar 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/CMRC |
| Sep 6, 2018 | Warranty Deed, Transfer · Conventional Mortgage NATIONAL BK/COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2023 · Amount on File |
| Deed Sale | Aug 23, 2023 · Amount on File |
| Prior Sale | Sep 6, 2018 · Amount on File |
| Deed Document Number | 20231071579 |
| Prior Transfer Date | Nov 12, 2005 |
| Prior Transfer Doc | 0000810832 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 23, 2023 |
| Property Address | 2363 APPLE RIDGE DR, DULUTH, MN 55811-4261 |
| Document Number | 0001071579 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 1071579 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Title Company | NOT AVAILABLE, THE TITLE TEAM NORTH SHORE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,138.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2363 APPLE RIDGE DR, DULUTH, MN 55811-4261 |
| Document Number | 0001071580 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 1071580 |
| Name | PARK STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2363 APPLE RIDGE DR, DULUTH, MN 55811-4261 |
| Document Number | 00T1022266 |
| Instrument Date | Mar 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | NORTH SHORE TITLE |
| Name | Verified Name |
|---|---|
| Address | 2363 APPLE RIDGE DR DULUTH MN 558114261, DULUTH, MN 55811-4261 |
| Document Number | 00T1022266 |
|---|---|
| Date | Apr 10, 2020 |
| Instrument | T1022266 |
| Name | NATIONAL BK/CMRC |
|---|---|
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 9, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 6, 2018 |
| Property Address | 2363 APPLE RIDGE DR, DULUTH, MN 55811-4261 |
| Document Number | 0001002400 |
| Instrument Date | Sep 4, 2018 |
| Instrument | 1002400 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2018 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $836.55 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2363 APPLE RIDGE DR DULUTH MN 558114261, DULUTH, MN 55811-4261 |
| Document Number | 1002401 |
|---|---|
| Date | Sep 6, 2018 |
| Instrument | 1002401 |
| Name | NATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 5, 2048 |
The 2026 property tax bill for 2363 Apple Ridge Dr was $4,306 with a homeowner's exemption, up 19% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,306.00 (+18.95%) Homeowner's exemption | ||
| 2025 | $3,620.00 (+6.72%) Homeowner's exemption | $335,600 (+18.92%) Land $35,700 Building $299,900 | $335,600 (+18.92%) Land $35,700 Building $299,900 |
| 2024 | $3,392.00 (-5.67%) | $282,200 Land $56,100 Building $226,100 | $282,200 Land $56,100 Building $226,100 |
| 2023 | $3,596.00 Homeowner's exemption | ||
| 2022 | $252,100 (+15.7%) Land $56,100 Building $196,000 | $252,100 (+15.7%) Land $56,100 Building $196,000 | |
| 2021 | $217,900 Land $48,300 Building $169,600 | $217,900 Land $48,300 Building $169,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2363 Apple Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2363 Apple Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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