23625 Cedar Lane Rd, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 23625 Cedar Lane Rd, Leonardtown, MD 20650

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,868 sqft · built 2006
Lot Size2.75 acres (119,790 sqft)
Owner2 Trust Names on Record
Tax Bill$5,541 (2025)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03-073971

Property Details

APN / Parcel Number

Primary APN03-073971
Alternative APN
  • 073971

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,868 sqft Total Area
Utility Area525 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area119,790 sqft (2.75 acres)
Garage TypeMixed
Garage Area700 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area228 sqft
Deck Area252 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number073971
Street Address23625 CEDAR LANE RD
CityLEONARDTOWN
StateMD
Zip20650-3941
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionLOT 1 PLAT 58/76 PORKY'S PARADISE
Legal SubdivisionPORKYS PARADISE MINOR
Legal Lot Number1
JurisdictionST MARY'S MD
Township / Civil Division3, LEONARDTOWN
Census Block Group2
Census Block2007
Census Tract875501

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address23625 CEDAR LANE RD, LEONARDTOWN, MD 20650-3941
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2005
Deed SaleMar 16, 2005
Deed Document Number20052990
Deed Book / Page2477 / 602
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address23625 CEDAR LANE RD, LEONARDTOWN, MD 20650-3941
Document Number0045760080
Book / Page004576 / 000080
Instrument DateJan 12, 2017
Transaction TypeMortgage
Record UpdatedJul 10, 2017
Title CompanyNAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address23625 CEDAR LANE RD LEONARDTOWN MD 206503941, LEONARDTOWN, MD 20650-3941

Mortgage

Document Number0045760080
DateJan 26, 2017
Book Page004576/000080
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 25, 2047

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$602,200 (+22.48%)$667,800 (+17.28%) Land $123,100 Building $544,700
2025$5,541.00 (+12.39%) Homeowner's exemption
2023$4,930.00 Homeowner's exemption$491,667$569,400 Land $122,700 Building $446,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Lane Rd

Nearby Streets

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