23620 Mc Lain Rd, Shorewood (Excelsior), MN 55331 Property Records

Hennepin County property record for 23620 Mc Lain Rd, Shorewood, MN 55331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,040 sqft · built 1962
Lot Size	1.03 acres (45,302 sqft)
Owner	Individual Name on File
Last Sale	$134,000 (Sep 1996)
Tax Bill	$5,711 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-117-23-23-0034`

Property Details

APN / Parcel Number

Primary APN	`34-117-23-23-0034`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,784 sqft
1st Floor Area	1,040 sqft
Basement Area	624 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,302 sqft
Lot Dimensions	265 ft deep x 42 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	23620 MC LAIN RD
City	EXCELSIOR
State	MN
Zip	55331-2940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 007 BLOCK 001 T MINNETONKA HILLS 2ND ADDN W 42X265X300X347
Legal Range	23
Legal Township	117
Legal Section	34
Legal Quarter	23
Legal Subdivision	MINNETONKA HILLS 2ND ADDN
Legal Block	1
Legal Lot Number	7
Jurisdiction	HENNEPIN MN
Township / Civil Division	SHOREWOOD
Census Block Group	1
Census Block	1005
Census Tract	27503

Owner

23620 Mc Lain Rd is owned and occupied by an individual who acquired it in February 2018.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	23620 MC LAIN RD, EXCELSIOR, MN 55331-2940
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK
May 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage SHAREPOINT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 1996 · Amount on File
Deed Sale	Sep 23, 1996 · Amount on File
Deed Document Number	1996618134
Last Transfer Date	Feb 12, 2018
Transfer Doc	0005511505
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	23620 MC LAIN RD, SHOREWOOD, MN 55331-2940
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05905414
Date	Dec 13, 2021
Instrument	T05905414

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	23620 MC LAIN RD, SHOREWOOD, MN 55331-2940
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05855889
Date	Jul 13, 2021
Instrument	T05855889

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	23620 MC LAIN RD, SHOREWOOD, MN 55331-2940
Document Number	0005626687
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23620 MC LAIN RD EXCELSIOR MN 553312940, EXCELSIOR, MN 55331-2940

Mortgage

Document Number	0005626687
Date	Jul 10, 2019
Instrument	5626687

Lender

Name	SHAREPOINT CU
Type	Credit Union
Address	BLOOMINGTON, MN 55437

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 9, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 23620 Mc Lain Rd was $5,711 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Shorewood City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,711.00	$480,500 Land $252,000 Building $228,500	$480,500 Land $252,000 Building $228,500
2023	$5,690.00 Homeowner's exemption
2022		$501,000 Land $286,000 Building $215,000	$501,000 Land $286,000 Building $215,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23620 Mc Lain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23620 Mc Lain Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Shorewood serves 3,890 people · EPA ID MN1270051
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Metronet, Verizon, Xtratyme Technologies.

Nearby Properties on Mc Lain Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures