2362 Harmony Dr, Xenia, OH 45385 Property Records

Greene County property record for 2362 Harmony Dr, Xenia, OH 45385

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,510 sqft · built 2005
Lot Size	0.186 acres (8,120 sqft)
Owner	2 Individual Names on File
Last Sale	$174,300 (Oct 2005)
Tax Bill	$3,964 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`M40-0001-0063.0-0183.00`

Property Details

APN / Parcel Number

Primary APN	`M40-0001-0063.0-0183.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,510 sqft Living Area
1st Floor Area	1,510 sqft
Basement Area	1,208 sqft
Finished Basement	1,208 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,120 sqft (0.186 acres)
Lot Width	70 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2362 HARMONY DR
City	XENIA
State	OH
Zip	45385-5900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESERVE OF XENIA SEC FIVE LOT 221 0.1864AC HARMONY DR
Legal Subdivision	XENIA
Legal Lot Number	221
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	2
Census Block	2001
Census Tract	240304

Owner

2362 Harmony Dr is owned and occupied by two individuals who acquired it in February 2025.

Source: Greene County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2362 HARMONY DR, XENIA, OH 45385-5900
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Dec 27, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2005 · Amount on File
Deed Sale	Oct 5, 2005 · Amount on File
Prior Sale	Mar 15, 2005 · Amount on File
Deed Document Number	200525999
Deed Book / Page	2483 / 90
Last Transfer Date	Feb 20, 2025
Transfer Doc	0000002788
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Recording Date	May 22, 2026
Property Address	2362 HARMONY DR, XENIA, OH 45385-5900
Document Number	0000008306
Instrument Date	Mar 18, 2026
Instrument	20268306
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2362 HARMONY DR, XENIA, OH 45385-5900
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008306,
Date	May 22, 2026
Instrument	20268306

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	GREENE OH
Recording Date	Dec 27, 2021
Property Address	2362 HARMONY DR, XENIA, OH 45385-5900
Document Number	0000031044
Map Reference	MB 35PG88B,89A&B&90A
Instrument Date	Dec 17, 2021
Instrument	2021031044
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 2362 Harmony Dr was $3,964, down 4.6% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
Municipality	Xenia City
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,964.00 (-4.57%)	$99,650 (-) Land $15,350 Building $84,300
2024	$4,154.00 (-1.8%)	$99,650 (-) Land $15,350 Building $84,300
2023	$4,230.00 (+12.68%)	$99,650 (+31.57%) Land $15,350 Building $84,300	$284,710 Land $43,850 Building $240,860
2022	$3,754.00	$75,740 Land $10,230 Building $65,510
2020			$216,410 Land $29,230 Building $187,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2362 Harmony Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2362 Harmony Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA CITY PWS serves 29,000 people · EPA ID OH2902812
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: altafiber Network Solutions, Verizon.

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