23612 Rita Dr, Harvard, IL 60033 Property Records

McHenry County property record for 23612 Rita Dr, Harvard, IL 60033

Property Summary

Property TypeSingle Family Home
Lot Size1 acres (54,886 sqft)
Owner2 Individual Names on Record
Last Sale$192,500 (Sep 2018)
Tax Bill$6,088 (2024)
Deeds & MortgagesMar 2024 Line of Credit
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-33-126-016

Property Details

APN / Parcel Number

Primary APN01-33-126-016

Exterior

Lot Area54,886 sqft (1 acres)

Location & Zoning

Street Address23612 RITA DR
CityHARVARD
StateIL
Zip60033-9137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2018R0030609 LT 8 BLK 1 DREAM ACRES UNIT 2 MEMO: POLIZZI, PAMELA JEAN/ HYDER, KEITH F
Legal SubdivisionDREAM ACRES
Legal Block1
Legal Lot Number8
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionCHEMUNG
Census Block Group2
Census Block2022
Census Tract870301

Owner

Source: McHenry County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23612 RITA DR, HARVARD, IL 60033-9137
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2024Deed of Trust, Mortgage · Line of Credit
SAUK VALLEY BANK & TRUST COMPANY
Oct 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OF OMAHA
Feb 17, 2021Deed of Trust, Mortgage · Line of Credit
DEPARTMENT OF VETERANS AFFAIRS
Sep 6, 2018Warranty Deed, Transfer · FHA Mortgage
CIBC BANK USA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2018 · Amount on Record
Deed SaleSep 6, 2018 · Amount on Record
Deed Document Number201830609
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address23612 RITA DR, HARVARD, IL 60033-9137
Transaction TypeMortgage
Record UpdatedApr 4, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address23612 RITA DR, HARVARD, IL 60033-9137

Mortgage

Document Number0000006935
DateMar 25, 2024
Instrument2024R0006935
Lender
NameSAUK VALLEY BANK & TRUST COMPANY
TypeBank
AddressHARVARD, IL 60033
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMar 24, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly
Min Rate At Change5%
Max Rate11.5%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address23612 RITA DR, HARVARD, IL 60033-9137
Transaction TypeMortgage
Record UpdatedNov 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057711
DateOct 22, 2021
Instrument2021R0057711
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
AddressOMAHA, NE 68197
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address23612 RITA DR, HARVARD, IL 60033-9137
Transaction TypeMortgage
Record UpdatedFeb 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009031
DateFeb 17, 2021
Instrument2021R0009031
Lender
NameDEPARTMENT OF VETERANS AFFAIRS
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeLine of Credit
AmountAmount Recorded
Term332 Months
DueOct 1, 2048

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateSep 6, 2018
Property Address23612 RITA DR, HARVARD, IL 60033-9137
Document Number0000030609
Map ReferenceDOC627755
Instrument DateAug 20, 2018
Instrument2018R0030609
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyLANDTRUST NATOINAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$288.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address23612 RITA DR, HARVARD, IL 60033-9137

Mortgage

Document Number0000030610
DateSep 6, 2018
Instrument2018R0030610
Lender
NameCIBC BANK USA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionChemung Township
Unified School DistrictHarvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$6,088.00$94,587 (+30.13%) Land $9,756 Building $84,831$283,761 (+30.13%) Land $29,268 Building $254,493
2022Homeowner's exemption$72,689 Land $8,819 Building $63,870$218,067 Land $26,457 Building $191,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims8 (1993–2013)
Most Recent ClaimJun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
100 / 20

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