2361 River Ranch Rd, Temple, TX 76502 Property Records

Bell County property record for 2361 River Ranch Rd, Temple, TX 76502

Property Summary

Property Type	Misc Structure / Fixture
Details	3 ba · 4,314 sqft · built 1996
Lot Size	86 acres (3,750,472 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,821 (2023)
Deeds & Mortgages	Dec 2023 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`0574270600`

Property Details

APN / Parcel Number

Primary APN	`0574270600`
Alternative APNs	`66812` `45955`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	4,314 sqft Gross Area
1st Floor Area	3,428 sqft
2nd Floor Area	886 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	3,750,472 sqft (86 acres)

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	128 sqft
Porch	Open Porch
Porch Area	964 sqft
Storage Building	146 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	45955
Street Address	2361 RIVER RANCH RD
City	TEMPLE
State	TX
Zip	76502-4260
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	A0692BC R ROBERTS, 48-6, ACRES 86.099 48-6,
Legal Subdivision	R ROBERTS
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1038
Census Tract	21400

Owner

Source: Bell County records · APN 0574270600

Assessment roll updated August 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2631 RIVER RANCH RD, TEMPLE, TX 76502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 09, 1992
Deed Sale	Dec 09, 1992
Deed Document Number	0005282922
Record Updated	Jun 07, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2361 RIVER RANCH RD, TEMPLE, TX 76502-4260
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053547
Date	Dec 05, 2023
Instrument	2023053547

Lender

Name	SCOTT & WHITE EMPLOYEES CU
Type	Credit Union
Address	TEMPLE, TX 76503

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	Oct 30, 2033

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Academy Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,821.00 (-44.76%) Homeowner's exemption Senior Citizen's exemption	$1,536,200 Land $411,383 Building $1,124,817	$1,536,200 Land $411,383 Building $1,124,817
2022	$6,917.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 40% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF TEMPLE serves 94,935 people
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.