2361 Hidden Deer Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 2361 Hidden Deer Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,279 sqft · built 1998
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$270,500 (May 2015)
Tax Bill	$5,662 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Aug 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`T991600054`

Property Details

APN / Parcel Number

Primary APN	`T991600054`
Alternative APN	`2-0129-7994-00-1202.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,279 sqft Living Area
Gross Area	4,460 sqft
1st Floor Area	1,358 sqft
Basement Area	1,302 sqft
Finished Basement	700 sqft
Unfinished Basement	602 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	579 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	335 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T991600054
Street Address	2361 HIDDEN DEER DR
City	O FALLON
State	MO
Zip	63368-7195
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT DARDENNE PRAIRIE VILLAGE #2 UNIT 1202
Legal Subdivision	VLGS AT DARDENNE PRAIRIE VILLAS #2
Legal Lot Number	1202
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	1
Census Block	1013
Census Tract	311152

Owner

2361 Hidden Deer Dr is owned and occupied by two individuals who bought it in May 2015.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2361 HIDDEN DEER DR, O FALLON, MO 63368-7195
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Aug 11, 2021	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage WEST COMMUNITY CU
Feb 24, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 17, 2017	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU OF BELOIT
Jan 20, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 8, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2015 · Amount on File
Deed Sale	May 11, 2015 · Amount on File
Prior Sale	Dec 21, 1998 · Amount on File
Deed Document Number	2015289610
Deed Book / Page	6352 / 1472
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2361 HIDDEN DEER DR, O FALLON, MO 63368-7195
Transaction Type	Mortgage
Record Updated	May 10, 2024
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2361 HIDDEN DEER DR, O FALLON, MO 63368-7195

Mortgage

Document Number	0000015947
Date	Apr 26, 2024
Instrument	2024R-015947

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2361 HIDDEN DEER DR, O FALLON, MO 63368-7195
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2361 HIDDEN DEER DR, O FALLON, MO 63368-7195

Mortgage

Document Number	2021R067333
Date	Aug 11, 2021
Instrument	2021R-067333

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2361 HIDDEN DEER DR, O FALLON, MO 63368-7195
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2361 HIDDEN DEER DR, O FALLON, MO 63368-7195

Mortgage

Document Number	2021R046419
Date	Jun 1, 2021
Instrument	2021R-046419

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2361 HIDDEN DEER DR, O FALLON, MO 63368-7195
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2361 HIDDEN DEER DR, DARDENNE PR, MO 63368-7195

Mortgage

Document Number	2021R016161
Date	Feb 24, 2021
Instrument	2021R-016161

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Jan 1, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2361 HIDDEN DEER DR, O FALLON, MO 63368-7195
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067130511
Date	Mar 17, 2017
Book Page	6713/0511
Instrument	20170317000159790

Lender

Name	FIRST COMMUNITY CU OF BELOIT
Type	Credit Union
Address	63004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 3, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2361 HIDDEN DEER DR, O FALLON, MO 63368-7195
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066881654
Date	Jan 20, 2017
Book Page	6688/1654
Instrument	20170120000043510

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	KANSAS CITY, MO 64112

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2361 HIDDEN DEER DR, O FALLON, MO 63368-7195
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071580013
Date	Oct 8, 2019
Book Page	7158/0013
Instrument	20191008000559990

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2361 Hidden Deer Dr was $5,662.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,417 (-)	$465,351 (-) Land $75,000 Building $390,351
2025	$5,662.00	$88,417	$465,351 Land $75,000 Building $390,351
2023		$84,712
2022			$445,853 Land $50,000 Building $395,853

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2361 Hidden Deer Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2361 Hidden Deer Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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