St. Charles County property record for 2361 Banon Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,330 sqft · built 2017 |
| Lot Size | 0.189 acres (8,224 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Sep 2024) |
| Tax Bill | $6,408 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T170600004 |
| Primary APN | T170600004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 4,330 sqft Living Area |
| Gross Area | 5,122 sqft |
| 1st Floor Area | 2,330 sqft |
| Basement Area | 2,330 sqft |
| Finished Basement | 2,000 sqft |
| Unfinished Basement | 330 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,224 sqft (0.189 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T170600004 |
|---|---|
| Street Address | 2361 BANON DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-5024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VLGS OF PROVENCE #1 LOT 81 |
| Legal Subdivision | VLGS OF PROVENCE #1 |
| Legal Lot Number | 81 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 310302 |
2361 Banon Dr is owned and occupied by an individual who bought it in September 2024.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2361 BANON DR, SAINT CHARLES, MO 63301-5024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS OF ST LOUIS |
| Feb 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF ST LOUIS |
| Jul 1, 2020 | Deed of Trust, Mortgage CENTRAL BK/ST LOUIS |
| Apr 3, 2020 | Loan Modification, Mortgage · Line of Credit COMMERCE BK |
| Aug 1, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2024 · Amount on File |
| Deed Sale | Sep 6, 2024 · Amount on File |
| Prior Sale | Aug 1, 2017 · Amount on File |
| Deed Document Number | 202436487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2361 BANON DR, SAINT CHARLES, MO 63301-5024 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2361 BANON DR, SAINT CHARLES, MO 63301-5024 |
| Document Number | 0000043224 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025R-043224 |
| Name | MORTGAGE SOLUTIONS OF ST LOUIS |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63119 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Oct 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2361 BANON DR, SAINT CHARLES, MO 63301-5024 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2361 BANON DR, SAINT CHARLES, MO 63301-5024 |
| Document Number | 2021R011596 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | 2021R-011596 |
| Name | CENTRAL BANK OF ST LOUIS |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2361 BANON DR, SAINT CHARLES, MO 63301-5024 |
| Document Number | 0073390744 |
| Instrument Date | Jul 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | ARCH CITY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2361 BANON DR ST CHARLES MO 633015024, ST CHARLES, MO 63301-5024 |
| Document Number | 0073390744 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 007339/000744 |
| Instrument | 470470 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | SAINT LOUIS, MO 63105-1809 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 6, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2361 BANON DR, SAINT CHARLES, MO 63301-5024 |
| Document Number | 0072640705 |
| Instrument Date | Apr 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2020 |
| Title Company | SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10407 BAUR BLVD #B ST LOUIS MO 631321904, B, ST LOUIS, MO 63132-1904 |
| Document Number | 0072640705 |
|---|---|
| Date | Apr 7, 2020 |
| Book Page | 007264/000705 |
| Instrument | 212080 |
| Name | COMMERCE BK |
|---|---|
| Type | Bank |
| Address | 8000 FORSYTH BLVD, ST LOUIS, MO 63105-1707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 1, 2017 |
| Property Address | 2361 BANON DR, SAINT CHARLES, MO 63301-5024 |
| Document Number | 0067832312 |
| Book / Page | 6783 / 2312 |
| Map Reference | MB 48 PG 299 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 20170801000476900 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 6, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10407 BAUR BLVDB, 10407, SAINT LOUIS, MO 63132 |
| Name | Verified Name |
|---|---|
| Address | 2361 BANON DR, SAINT CHARLES, MO 63301-5024 |
| Document Number | , 20170801000476910 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 20170801000476910 |
| Type | Mortgage Company |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 2361 Banon Dr was $6,408.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $102,716 (-) | $540,609 (-) Land $90,000 Building $450,609 | |
| 2025 | $6,408.00 | $102,716 | $540,609 Land $90,000 Building $450,609 |
| 2023 | $106,971 | ||
| 2022 | $563,003 Land $65,000 Building $498,003 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2361 Banon Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (2002–2022) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2361 Banon Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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