Douglas County property record for 23609 Elm Cir, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,028 sqft · built 1975 |
| Lot Size | 0.225 acres (9,840 sqft) |
| Owner | Owner Name on File |
| Last Sale | $82,000 (Sep 2013) |
| Tax Bill | $2,779 (2024) |
| Flood Zone | Zone X (reduced by levee) |
| APN | R0760180000 |
| Primary APN | R0760180000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,028 sqft Living Area |
| Basement Area | 960 sqft |
| Finished Basement | 400 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,840 sqft (0.225 acres) |
| Lot Dimensions | 123 ft deep x 80 ft wide |
| Garage Type | Basement |
| Porch | Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R0760180000 |
|---|---|
| Street Address | 23609 ELM CIR |
| City | WATERLOO |
| State | NE |
| Zip | 68069-9531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR HOLLOW LOT 19 BLOCK 0 IRREG |
| Legal Subdivision | CEDAR HOLLOW |
| Legal Lot Number | 19 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2084 |
| Census Tract | 7508 |
The current owner of 23609 Elm Cir bought it in September 2013.
Source: Douglas County records, as of March 16, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 23609 ELM CIR, WATERLOO, NE 68069-9531 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2013 · Amount on File |
| Deed Sale | Sep 11, 2013 · Amount on File |
| Deed Document Number | 2013092808 |
| Record Updated | Jun 8, 2026 |
Source: Douglas County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Municipality | Waterloo Village |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $208,500 Land $20,000 Building $188,500 | $208,500 Land $20,000 Building $188,500 | |
| 2024 | $2,779.00 (+3.27%) | ||
| 2023 | $2,691.00 (-8.62%) | $164,000 Land $20,000 Building $144,000 | $164,000 Land $20,000 Building $144,000 |
| 2022 | $2,945.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23609 Elm Cir in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 57 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 38 (1978–2024) |
| Claims Outside the SFHA | 2 of 38 |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23609 Elm Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 200 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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