23605 Miner's Trl, Descanso, CA 91916 Property Records

San Diego County property record for 23605 Miner's Trl, Descanso, CA 91916

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,337 sqft · built 1964
Lot Size0.338 acres (14,728 sqft)
OwnerCompany Name on File
Last Sale$471,236 (Jul 2009)
Tax Bill$2,346 (2025)
Deeds & MortgagesOct 2022 Transfer
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN405-166-04-00

Property Details

APN / Parcel Number

Primary APN405-166-04-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,337 sqft Living Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Lot Area14,728 sqft (0.338 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address23605 MINERS TRL
CityDESCANSO
StateCA
Zip91916-9622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS92
Legal DescriptionSEC 23-15-3E NE 1/4 OF POR NW 1/4 OF
Legal Range03E
Legal Township15
Legal Section23
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionLAGUNA-PINE VALLEY
Census Block Group1
Census Block1019
Census Tract21202

Owner

23605 Miner's Trl is owned by a company that bought it in July 2009 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address23605 MINERS TRL, DESCANSO, CA 91916-9622
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2022Intrafamily Transfer, Transfer
Jul 7, 2017Deed of Trust, Mortgage · Conventional Mortgage
E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2009 · Amount on File
Deed SaleJul 23, 2009 · Amount on File
Prior SaleNov 21, 1997 · Amount on File
Deed Document Number2009407011
Prior Transfer DateApr 18, 1995
Prior Transfer Doc0000172136
Record UpdatedOct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 6, 2022
Property Address23605 MINERS TRL, DESCANSO, CA 91916-9622
Document Number0000391627
Instrument DateSep 30, 2022
Instrument2022-0391627
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address23605 MINERS TRL, DESCANSO, CA 91916-9622

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address23605 MINERS TRL, DESCANSO, CA 91916-9622
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000306374
DateJul 7, 2017
Instrument2017-0306374
Lender
NameE MORTGAGE MANAGEMENT LLC
TypeMortgage Company
AddressCHERRY HILL, NJ 08002
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 23605 Miner's Trl was $2,346 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictMountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$221,465 (+2%) Land $50,595 Building $170,870
2025$2,346.00 Homeowner's exemption$217,123 Land $49,603 Building $167,520
2023$2,252.00 (-1.36%) Homeowner's exemption$208,694 Land $47,678 Building $161,016
2022$2,283.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23605 Miner's Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23605 Miner's Trl is extreme, ranking above 99.7% of the US, with a 7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 99.7% of the US · above 98% of California
Wildfire Likelihood7% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
DSL
25 / 5

May also be available: T-Mobile.

Nearby Properties on Miner's Trl

Nearby Streets

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