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2360 Trudy Ln, Jay, FL 32565 Property Records

Santa Rosa County property record for 2360 Trudy Ln, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,588 sqft · built 2023
Lot Size5.38 acres (234,353 sqft)
Owner2 Individual Names on File
Last Sale$382,000 (May 2024)
Tax Bill$2,674 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Jan 2023 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN11-4N-30-0000-00600-0000

Property Details

APN / Parcel Number

Primary APN11-4N-30-0000-00600-0000
Alternative APN
  • N304110000006000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,588 sqft Living Area
Gross Area2,327 sqft
1st Floor Area1,588 sqft
FlooringWood

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialWood Shingle
Lot Area234,353 sqft (5.38 acres)
Garage TypeCarport
Garage Area506 sqft
CarportCarport
Carport Area506 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2360 TRUDY LN
CityJAY
StateFL
Zip32565-2972
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal Description**DESCRIPTION UPDATE FOR 2024** LOT 12: COM NE COR OF NE4 OF NW4 OF SEC 11-4N-30W, TH S02*5527W 45.87 FT, TH N87*5118W 4.95 FT, TH S 02*3902W 875.74 FT, TH N87*4920W 312.31 FT TO POB, TH N87*4920 W 559.62 FT, TH N02*0842E 418.30 FT, TH S87*5118E 559.
Legal Range30W
Legal Township4N
Legal Section11
Legal Lot Number12
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group3
Census Block3017
Census Tract10200

Owner

2360 Trudy Ln is owned and occupied by two individuals who bought it in May 2024.

Source: Santa Rosa County records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address2360 TRUDY LN, JAY, FL 32565-2972
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2026Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Jan 25, 2023Warranty Deed, Transfer · Seller Carry-Back
FREDERICK PETTERSEN
Dec 15, 2021Warranty Deed, Construction Loan · Construction Mortgage
FREDERICK PETTERSEN
Dec 9, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 28, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 3, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2024 · Amount on File
Deed SaleMay 30, 2024 · Amount on File
Prior SaleDec 15, 2021 · Amount on File
Deed Document Number202423810
Deed Book / Page4506 / 1528
Prior Transfer DateJan 5, 2021
Prior Transfer Doc0000008731
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 9, 2026
Property Address2360 TRUDY LN, JAY, FL 32565-2972
Document Number0000034398
Book / Page4765 / 201
Instrument DateJun 11, 2026
Instrument202634398
Transaction TypeTransfer
Record UpdatedAug 6, 2026
Title CompanySURETY LAND AND TITLE COMPANY, SURETY LAND & TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$287,042.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2360 TRUDY LN, JAY, FL 32565-2972

Mortgage

Document Number0000034399,
DateJul 9, 2026
Instrument202634399
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate6.53%
Max Rate-1%

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJan 25, 2023
Property AddressJAY, FL 32565
Document Number0043620045
Book / Page4362 / 45
Instrument DateJan 25, 2023
Instrument202303215
Transaction TypeTransfer
Record UpdatedApr 16, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$525.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address533 CARDINAL CIR E, SAINT MARYS, GA 31558-4154

Transferred To (Grantee/Buyer)

NameVerified Name
Address4228 HIGHWAY 4, JAY, FL 32565-1318

Mortgage

Document Number0000436250
DateJan 25, 2023
Instrument4362/50
Lender
NameFREDERICK PETTERSEN
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount on Record
Term60 Months
DueJan 25, 2028

December 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 15, 2021
Property AddressJAY, FL 32565
Document Number0042210457
Book / Page4221 / 457
Instrument DateDec 8, 2021
Instrument202182984
Transaction TypeConstruction Loan
Record UpdatedApr 16, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,695.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address533 CARDINAL CIR E, SAINT MARYS, GA 31558-4154

Transferred To (Grantee/Buyer)

NameVerified Name
Address4228 HIGHWAY 4, JAY, FL 32565-1318

Mortgage

Document Number0004221472
DateDec 15, 2021
Instrument4221/472
Lender
NameFREDERICK PETTERSEN
TypePrivate Party
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term60 Months
DueDec 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 9, 2021
Property AddressJAY, FL 32565
Document Number0042181487
Book / Page4218 / 1487
Instrument DateDec 8, 2021
Instrument202181741
Transaction TypeTransfer
Record UpdatedApr 16, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$70.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address533 CARDINAL CIR E, SAINT MARYS, GA 31558-4154

Transferred To (Grantee/Buyer)

NameVerified Name
Address2325 HARVEST RD, JAY, FL 32565-4810

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 28, 2021
Property AddressJAY, FL 32565
Document Number0041100510
Book / Page4110 / 510
Instrument DateApr 7, 2021
Instrument202128006
Transaction TypeTransfer
Record UpdatedApr 16, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$2,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6585 SHADY HOLLOW DR, PACE, FL 32571-9162

Transferred To (Grantee/Buyer)

NameVerified Name
Address533 CARDINAL CIR E, SAINT MARYS, GA 31558-4154

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateNov 3, 2017
Property AddressJAY, FL 32565
Document Number0036751933
Book / Page003675 / 001933
Instrument DateNov 3, 2017
Instrument46002
Transaction TypeTransfer
Record UpdatedNov 23, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 BRITTAIN WAY NEWNAN GA 302636934, NEWNAN, GA 30263-6934

Tax Assessment & Valuation

The 2025 property tax bill for 2360 Trudy Ln was $2,674 with exemptions applied, down 8.6% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,674.00 (-8.58%) Homeowner's exemption Veteran's exemption$266,053 (+7.48%) Land $51,648 Building $214,405$266,053 (+7.48%) Land $51,648 Building $214,405
2024$2,925.00 (+534.49%)$247,546 (+539.06%) Land $38,736 Building $208,810$247,546 (+539.06%) Land $38,736 Building $208,810
2023$461.00 (-42.01%)$38,736 (-42.09%) Land $38,736$38,736 (-42.09%) Land $38,736
2022$795.00$66,893$66,893 Land $66,893

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2360 Trudy Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2360 Trudy Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

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