2360 Quaint Cottage Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 2360 Quaint Cottage Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,798 sqft · built 1998
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$208,000 (Mar 2017)
Tax Bill	$3,909 (2025)
Deeds & Mortgages	May 2020 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T991600063`

Property Details

APN / Parcel Number

Primary APN	`T991600063`
Alternative APN	`2-0129-7994-00-1211.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,798 sqft Living Area
1st Floor Area	914 sqft
Basement Area	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Other
Exterior Material	Brick/Stone
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	35 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T991600063
Old Parcel Number	T991600063
Street Address	2360 QUAINT COTTAGE DR
City	O FALLON
State	MO
Zip	63368-7188
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1-FAM RES
Legal Description	VLGS AT DARDENNE PRAIRIE VILLAGE #2 UNIT 1211
Legal Range	03E
Legal Township	46N
Legal Subdivision	VLGS AT DARDENNE PRAIRIE VILLAS #2
Legal Lot Number	1211
Legal Unit	1211
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	1
Census Block	1013
Census Tract	311152

Owner

Source: St. Charles County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2360 QUAINT COTTAGE DR, O FALLON, MO 63368-7188
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 15, 2017	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 15, 2017 · Amount on Record
Deed Sale	Mar 15, 2017 · Amount on Record
Prior Sale	Feb 3, 1999 · Amount on Record
Deed Document Number	0006712873
Deed Book / Page	6712 / 873
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2360 QUAINT COTTAGE DR, O FALLON, MO 63368-7188
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072910892
Date	May 11, 2020
Book Page	7291/892
Instrument	20200511000299910

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 15, 2017
Property Address	2360 QUAINT COTTAGE DR, O FALLON, MO 63368-7188
Document Number	0067120873
Book / Page	6712 / 0873
Map Reference	MB 36 PG 91
Instrument Date	Mar 14, 2017
Instrument	20170315000156140
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	US TITLE CORPORATION AND OR

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2360 QUAINT COTTAGE DR, 2360, O FALLON, MO 63368-7188

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2360 QUAINT COTTAGE DR, O FALLON, MO 63368-7188

Mortgage

Document Number	20170315000156150
Date	Mar 15, 2017
Instrument	20170315000156150

Lender

Name	CORNERSTONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,909.00	$60,844 (+6.76%)	$320,231 (+6.76%) Land $75,000 Building $245,231
2023		$56,993
2022			$299,965 Land $50,000 Building $249,965

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon, WH i3B Bidco LLC/WH i3B Topco.

Cell Coverage

5G (outdoors only) and 4G LTE

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