2360 Palisades Loop, Sturgis, SD 57785 Property Records

Meade County property record for 2360 Palisades Loop, Sturgis, SD 57785

Property Summary

Property Type	Single Family Home
Details	4 bd · built 2016
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Apr 2018)
Tax Bill	$6,963 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Apr 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01.43.04.16`

Property Details

APN / Parcel Number

Primary APN	`01.43.04.16`

Interior

Bedrooms	4 Beds

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	18,295 sqft (0.42 acres)

Location & Zoning

Street Address	2360 PALISADES LOOP
City	STURGIS
State	SD
Zip	57785-1892
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E DEED PALISADES SUB LOT 16R BLK 4
Legal Subdivision	PALISADES SUB
Legal Block	4
Legal Lot Number	16R
Jurisdiction	MEADE SD
Township / Civil Division	STURGIS
Census Block Group	1
Census Block	1065
Census Tract	20401

Owner

Source: Meade County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2360 PALISADES LOOP, STURGIS, SD 57785-1892
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
Apr 17, 2018	Deed of Trust, Mortgage · VA Mortgage GATEWAY MORTGAGE GROUP LLC
Sep 13, 2019	Deed of Trust, Mortgage · VA Mortgage GATEWAY MORTGAGE GROUP INC
Apr 17, 2018	Warranty Deed, Transfer
Mar 17, 2016	Warranty Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2018 · Amount on Record
Deed Sale	Apr 17, 2018 · Amount on Record
Prior Sale	Mar 17, 2016 · Amount on Record
Deed Document Number	20182158
Deed Book / Page	890 / 1712
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	2360 PALISADES LOOP, STURGIS, SD 57785-1892
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	885/468
Date	Jan 18, 2017
Book Page	885/468
Instrument	17000349

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	STURGIS, SD 57785

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	2360 PALISADES LOOP, STURGIS, SD 57785-1892
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	901/496
Date	Apr 17, 2018
Book Page	901/496
Instrument	18002159

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	2360 PALISADES LOOP, STURGIS, SD 57785-1892
Transaction Type	Mortgage
Record Updated	Sep 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	918/806
Date	Sep 13, 2019
Book Page	918/806
Instrument	19005621

Lender

Name	GATEWAY MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	Apr 17, 2018
Property Address	2360 PALISADES LOOP, STURGIS, SD 57785-1892
Document Number	00890/1712
Book / Page	890 / 1712
Map Reference	PL 23 PG 71
Instrument Date	Apr 17, 2018
Instrument	18002158
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount Recorded
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1700 CEDAR ST, STURGIS, SD 57785-2307

March 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	Mar 17, 2016
Property Address	2360 PALISADES LOOP, STURGIS, SD 57785-1892
Document Number	00865/1638
Book / Page	865 / 1638
Instrument Date	Mar 14, 2016
Instrument	16001455
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	850 MAIN ST, 850, STURGIS, SD 57785-1619

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21058 PLEASANT VALLEY DR, STURGIS, SD 57785-8949

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Municipality	Sturgis City
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,963.00 (+5.53%) Additional exemption filed	$518,823 (+4.4%) Land $60,000 Building $458,823	$518,823 Land $60,000 Building $458,823
2024	$6,598.00 (-3.41%)
2023		$496,974 Land $60,000 Building $436,974
2022	$6,831.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 48% of South Dakota
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 7,020 people · EPA ID SD4600321
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Wisp West Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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