2360 Mountain Laurel Ln, Morganton, NC 28655 Property Records

Burke County property record for 2360 Mountain Laurel Ln, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,296 sqft · built 1979
Lot Size	10.8 acres (472,190 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Jan 2019)
Tax Bill	$1,328 (2026)
Deeds & Mortgages	Jan 2025 Transfer Aug 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1766927641`

Property Details

APN / Parcel Number

Primary APN	`1766927641`
Alternative APN	`32663`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2000
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	472,190 sqft (10.8 acres)

Exterior Amenities

Porch	Slab
Porch Area	136 sqft
Deck Area	184 sqft
Patio Area	298 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2360 MOUNTAIN LAUREL LN
City	MORGANTON
State	NC
Zip	28655-7501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	2360 MOUNTAIN LAUREL LN MORGANTON, NC 28655
Legal Subdivision	TABLE ROCK ESTATES
Jurisdiction	BURKE NC
Township / Civil Division	UPPER CREEK
Census Block Group	1
Census Block	1002
Census Tract	20204

Owner

2360 Mountain Laurel Ln is owned and occupied by an individual who bought it in January 2019.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	2360 MOUNTAIN LAUREL LN, MORGANTON, NC 28655-7501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2025	Correction Deed
Aug 14, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 23, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Jul 26, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2019 · Amount on File
Deed Sale	Jan 23, 2019 · Amount on File
Deed Document Number	20192017024059
Deed Book / Page	2385 / 496
Record Updated	Oct 29, 2026

January 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	BURKE NC
Recording Date	Jan 3, 2025
Property Address	2360 MOUNTAIN LAUREL LN, MORGANTON, NC 28655-7501
Document Number	0027830856
Book / Page	2783 / 856
Map Reference	MB 7 PG 42
Instrument Date	Feb 10, 2023
Instrument	2024011698
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	136 NC 126, MORGANTON, NC 28655-8297

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2360 MOUNTAIN LAUREL LN, MORGANTON, NC 28655-7501

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2360 MOUNTAIN LAUREL LN, MORGANTON, NC 28655-7501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024180550
Date	Aug 14, 2019
Book Page	2418/0550
Instrument	2017031028

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MORGANTON, NC 28680

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jan 23, 2019
Property Address	2360 MOUNTAIN LAUREL LN, MORGANTON, NC 28655-7501
Document Number	0023850496
Book / Page	2385 / 0496
Map Reference	MB 7 PG 42
Instrument Date	Jan 1, 2019
Instrument	2017024059
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	136 NC 126, 136, MORGANTON, NC 28655-8297

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2360 MOUNTAIN LAUREL LN, MORGANTON, NC 28655-7501

Mortgage

Document Number	2017024060
Date	Jan 23, 2019
Instrument	2017024060

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Margin	2
Max Rate	9.25%

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	Jul 26, 2018
Property Address	2360 MOUNTAIN LAUREL LN, MORGANTON, NC 28655-7501
Document Number	0023580525
Book / Page	002358 / 000525
Instrument Date	Jul 10, 2018
Instrument	18293
Transaction Type	Transfer
Record Updated	Aug 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	136 NC 126 MORGANTON NC 286558297, MORGANTON, NC 28655-8297

Tax Assessment & Valuation

The 2026 property tax bill for 2360 Mountain Laurel Ln was $1,328, up 0.4% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,328.00 (+0.38%)	$193,867 (-) Land $50,326 Building $143,541	$193,867 (-) Land $50,326 Building $143,541
2025	$1,323.00	$193,867 Land $50,326 Building $143,541	$193,867 Land $50,326 Building $143,541
2023	$1,328.00	$193,867 Land $50,326 Building $143,541	$193,867 Land $50,326 Building $143,541

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2360 Mountain Laurel Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2360 Mountain Laurel Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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