2360 Fourlakes Dr, Belleville, IL 62220 Property Records

St. Clair County property record for 2360 Fourlakes Dr, Belleville, IL 62220

Property Summary

Property Type	Single Family Home
Details	1,464 sqft · built 2011
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Mar 2018)
Tax Bill	$6,656 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2018 Sale & Mortgage
APN	`09-31-0-203-019`

Property Details

APN / Parcel Number

Primary APN	`09-31-0-203-019`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,464 sqft Living Area
Upper Floors Area	10 sqft
Basement Area	1,464 sqft
Finished Basement	800 sqft
Unfinished Basement	664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	120 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2360 FOURLAKES DR
City	BELLEVILLE
State	IL
Zip	62220-4898
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 A02570291
Legal Subdivision	SPYGLASS VILLAGE ORCHARDS
Legal Block	203
Legal Lot Number	11
Jurisdiction	ST CLAIR IL
Township / Civil Division	BELLEVILLE
Census Block Group	1
Census Block	1034
Census Tract	503903

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2360 FOURLAKES DR, BELLEVILLE, IL 62220-4898
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional with PMI TOWN & CNTRY BANC MTG SVCS
Mar 16, 2018	Warranty Deed, Transfer · Conventional with PMI CORNERSTONE HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2018 · Amount on Record
Deed Sale	Mar 16, 2018 · Amount on Record
Prior Sale	Mar 27, 2012 · Amount on Record
Deed Document Number	20182570291
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	2360 FOURLAKES DR, BELLEVILLE, IL 62220-4898
Document Number	00A2678655
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2360 FOURLAKES DR BELLEVILLE IL 622204898, BELLEVILLE, IL 62220-4898

Mortgage

Document Number	00A2678655
Date	Dec 7, 2020
Instrument	2678655

Lender

Name	TOWN & CNTRY BANC MTG SVCS
Type	Mortgage Company
Address	SPRINGFIELD, IL 62711

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 16, 2018
Property Address	2360 FOURLAKES DR, BELLEVILLE, IL 62220-4898
Document Number	00A2570291
Instrument Date	Mar 15, 2018
Instrument	2570291
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	TOWN AND COUNTRY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2360 FOURLAKES DR BELLEVILLE IL 622204898, BELLEVILLE, IL 62220-4898

Mortgage

Document Number	A2570292
Date	Mar 16, 2018
Instrument	2570292

Lender

Name	CORNERSTONE HM LNS
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2048

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Belleville City
County	St. Clair County
Unified School District	Mascoutah Community Unit School District 19 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,656.00	$93,553 (+26.68%) Land $15,970 Building $77,583	$280,659 (+26.68%) Land $47,910 Building $232,749
2022		$73,852 Land $13,284 Building $60,568	$221,556 Land $39,852 Building $181,704

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	17 (1995–2024)
Claims Outside the SFHA	11 of 17
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Floodng, Jul 2024 · 2 claims Severe Storm And Flooding, Jul 2022 · 2 claims Severe Storms And Flooding, Apr 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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