236 White Oak Dr, Elyria, OH 44035 Property Records

Lorain County property record for 236 White Oak Dr, Elyria, OH 44035 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,382 sqft · built 1955
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$127,000 (May 2021)
Tax Bill$2,576 (2025)
Deeds & MortgagesDec 2023 Mortgage
Mar 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN013417-4

Property Details

APN / Parcel Number

Primary APN013417-4
Alternative APN
  • 06-25-023-105-029

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,382 sqft Living Area
Gross Area1,526 sqft
1st Floor Area768 sqft
Upper Floors Area614 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1979
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions142 ft deep x 70 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area252 sqft
Patio Area56 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number013417-4
Street Address236 WHITE OAK DR
CityELYRIA
StateOH
Zip44035-4134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITE OAKE DR SUB 70.00 X 142.00 LOT # 12
Legal SubdivisionWHITE OAKE DR SUB
Legal Tract25
Legal Block105
Legal Lot Number12
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group1
Census Block1000
Census Tract70700

Owner

Source: Lorain County records · APN 013417-4

Assessment roll updated May 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address236 WHITE OAK DR, ELYRIA, OH 44035-4134
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2023Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Mar 03, 2023Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
May 14, 2021Deed of Trust, Mortgage · Line of Credit
FIRST OHIO HOME FINANCE INC
May 14, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
OHIO HOUSING FINANCE AGENCY
May 12, 2021Warranty Deed, Transfer · FHA Mortgage
FIRST OHIO HOME FINANCE INC
Feb 28, 2020Warranty Deed, Transfer · FHA Mortgage
NATIONS LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 12, 2021 · Amount on Record
Deed SaleMay 12, 2021 · Amount on Record
Prior SaleFeb 28, 2020 · Amount on Record
Deed Document Number2021817376
Prior Transfer DateJul 10, 2001
Prior Transfer Doc0000763071
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address236 WHITE OAK DR, ELYRIA, OH 44035-4134
Transaction TypeMortgage
Record UpdatedJan 05, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address236 WHITE OAK DR, ELYRIA, OH 44035-4134

Mortgage

Document Number0000939528
DateDec 27, 2023
Instrument2023-0939528
Lender
NameUS BANK NA
TypeBank
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueDec 01, 2063

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address236 WHITE OAK DR, ELYRIA, OH 44035-4134
Transaction TypeMortgage
Record UpdatedMar 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address236 WHITE OAK DR, ELYRIA, OH 44035-4134

Mortgage

Document Number0000908432
DateMar 03, 2023
Instrument2023-0908432
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term339 Months
DueJun 01, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address236 WHITE OAK DR, ELYRIA, OH 44035-4134
Transaction TypeMortgage
Record UpdatedMay 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210818060
DateMay 14, 2021
Instrument2021-0818060
Lender
NameFIRST OHIO HOME FINANCE INC
TypeMortgage Company
AddressWESTERVILLE, OH 43082
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address236 WHITE OAK DR, ELYRIA, OH 44035-4134
Transaction TypeMortgage
Record UpdatedMay 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210818061
DateMay 14, 2021
Instrument2021-0818061
Lender
NameOHIO HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressELYRIA, OH 44035
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateMay 12, 2021
Property Address236 WHITE OAK DR, ELYRIA, OH 44035-4134
Document Number20210817376
Map ReferenceVOL 16 PG 28
Instrument DateMay 05, 2021
Instrument2021-0817376
Transaction TypeTransfer
Record UpdatedMay 24, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address236 WHITE OAK DR, ELYRIA, OH 44035-4134

Mortgage

Document Number20210817377
DateMay 12, 2021
Instrument2021-0817377
Lender
NameFIRST OHIO HOME FINANCE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateFeb 28, 2020
Property Address236 WHITE OAK DR, ELYRIA, OH 44035-4134
Document Number0000751162
Instrument DateFeb 25, 2020
Instrument751162
Transaction TypeTransfer
Record UpdatedMar 18, 2020
Title CompanyNORTHERN TITLE, NORTHERN TITLE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$382.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address236 WHITE OAK DR ELYRIA OH 440354134, ELYRIA, OH 44035-4134

Mortgage

Document Number751163
DateFeb 28, 2020
Instrument751163
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 27, 2050

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,576.00$54,200 (+0.01%) Land $14,950 Building $39,250$154,840 (-) Land $42,700 Building $112,140
2024$2,576.00 (+28.61%)$54,194 (+47.43%) Land $14,945 Building $39,249$154,840 (+47.44%) Land $42,700 Building $112,140
2023$2,003.00 (+0.4%)$36,758 (-0.01%) Land $10,630 Building $26,128$105,020 (-) Land $30,370 Building $74,650
2022$1,995.00$36,760 Land $10,630 Building $26,130
2021$105,020 Land $30,370 Building $74,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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