236 Saratoga Dr, Ponder, TX 76259 Property Records

Denton County property record for 236 Saratoga Dr, Ponder, TX 76259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,449 sqft · built 2017
Lot Size	0.271 acres (11,805 sqft)
Owner	2 Individual Names on File
Last Sale	$291,300 (Dec 2017)
Tax Bill	$6,511 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R702165`

Property Details

APN / Parcel Number

Primary APN	`R702165`
Alternative APNs	`SP0127A-0000009-0000-0014-0000` `979917`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,449 sqft Living Area
Gross Area	2,836 sqft
1st Floor Area	1,039 sqft
2nd Floor Area	1,410 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,805 sqft (0.271 acres)
Garage Type	Attached
Garage Area	387 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	236 SARATOGA DR
City	PONDER
State	TX
Zip	76259-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REMINGTON PARK PHASE 5 BLK 9 LOT 14
Legal Subdivision	REMINGTON PARK PHASE 5
Legal Block	9
Legal Lot Number	14
Jurisdiction	DENTON TX
Township / Civil Division	JUSTIN-ROANOKE
Census Block Group	3
Census Block	3007
Census Tract	20314

Owner

236 Saratoga Dr is owned and occupied by two individuals who bought it in December 2017.

Source: Denton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	236 SARATOGA DR, PONDER, TX 76259-1507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage EFINITY FINANCIAL INC
Dec 7, 2017	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage SENTE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2017 · Amount on File
Deed Sale	Dec 7, 2017 · Amount on File
Deed Document Number	2017149816
Prior Transfer Date	Dec 6, 2017
Prior Transfer Doc	0000149816
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	236 SARATOGA DR, PONDER, TX 76259-1507
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069545
Date	Jul 3, 2023
Instrument	2023-069545

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	236 SARATOGA DR, PONDER, TX 76259-1507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059198
Date	May 22, 2019
Instrument	2019-059198

Lender

Name	EFINITY FINANCIAL INC
Type	Mortgage Company
Address	BEDFORD, TX 76021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2034

December 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Dec 7, 2017
Property Address	236 SARATOGA DR, PONDER, TX 76259-1507
Document Number	0000149816
Map Reference	DOC2017-157
Instrument Date	Dec 6, 2017
Instrument	2017-149816
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 11, 2021
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 SARATOGA DR, PONDER, TX 76259-1507

Mortgage

Document Number	0000149817
Date	Dec 7, 2017
Instrument	2017-149817

Lender

Name	SENTE MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 236 Saratoga Dr was $6,511 with a homeowner's exemption.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Ponder Town
Unified School District	Ponder Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,856 Land $70,786 Building $281,070	$351,856 Land $70,786 Building $281,070
2025	$6,511.00
2023	$6,289.00 (-8.46%) Homeowner's exemption	$366,000 Land $63,606 Building $302,394	$366,000 Land $63,606 Building $302,394
2022	$6,870.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 236 Saratoga Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 236 Saratoga Dr is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PONDER serves 2,851 people · EPA ID TX0610039
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Rise Broadband Fiber · Fixed Wireless	1,000 / 200
Nextlink Fixed Wireless	400 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, ElektraFi, Verizon.

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