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236 S Torrence St, Charlotte, NC 28204 Property Records

Mecklenburg County property record for 236 S Torrence St, Charlotte, NC 28204 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1985
Square Footage3,266 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$200,000 (2009)
Tax Bill$4,557.00 (2025)

Owner

Source: Mecklenburg County records · APN 125-224-15

Assessment roll updated September 9, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address236 S TORRENCE ST, CHARLOTTE, NC 28204-3166
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 08, 2026Deed of Trust, Mortgage · Line of Credit
COASTAL FEDERAL CREDIT UNION
Mar 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
COASTAL FCU
Dec 27, 2018Deed of Trust, Mortgage · Line of Credit
CAROLINAS TELCO FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 13, 2009 · Amount on Record
Deed SaleAug 13, 2009 · Amount on Record
Deed Doc Number2009116007
Deed Book / Page25007 / 870
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Recording DateMay 08, 2026
Property Address236 S TORRENCE ST, CHARLOTTE, NC 28204-3166
Document Number0000048158
Book / Page40406 / 675
Instrument DateMay 04, 2026
Instrument202648158
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address236 S TORRENCE ST, CHARLOTTE, NC 28204-3166

Mortgage

Document Number0000048158,
DateMay 08, 2026
Book Page40406/675
Instrument202648158
Lender
NameCOASTAL FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 04, 2046
Interest
Rate TypeAdjustable Rate
Rate6.46%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address236 S TORRENCE ST, CHARLOTTE, NC 28204-3166
Transaction TypeMortgage
Record UpdatedApr 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address236 S TORRENCE ST, CHARLOTTE, NC 28204-3166

Mortgage

Document Number0000030603
DateMar 27, 2026
Book Page40297/634
Instrument2026030603
Lender
NameCOASTAL FCU
TypeCredit Union
AddressRALEIGH, NC 27609
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address236 S TORRENCE ST, CHARLOTTE, NC 28204-3166
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000158755
DateDec 27, 2018
Book Page33195/473
Instrument2018158755
Lender
NameCAROLINAS TELCO FCU
TypeCredit Union
AddressCHARLOTTE, NC 28208
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,557.00 (+1.72%)$571,500 Land $350,000 Building $221,500$571,500 Land $350,000 Building $221,500
2024$4,480.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN125-224-15

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area3,266 sqft Living Area
1st Floor2,044 sqft 1st Floor
Basement Area1,222 sqft Basement
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1985
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeNo Foundation Foundation
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area8,712 sqft (0.2 acres)
Garage Area500 sqft Garage
Deck Area28 sqft Deck
Porch Area208 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address236 S TORRENCE ST
CityCHARLOTTE
StateNC
Zip28204-3166
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL10 B7 M230-77
Legal SubdivisionHUBBELS MAP
Legal Block7
Legal Lot Number10
JurisdictionMECKLENBURG NC
Minor Civil Division1, CHARLOTTE
Census Blockgroup1
Census Block1003
Census Tract2600

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