236 S Lowe St, Quincy, FL 32351 Property Records

Gadsden County property record for 236 S Lowe St, Quincy, FL 32351

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1981
Lot Size	0.267 acres (11,660 sqft)
Owner	Individual Name on File
Tax Bill	$1,153 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`3-07-2N-3W-0720-0000A-0040`

Property Details

APN / Parcel Number

Primary APN	`3-07-2N-3W-0720-0000A-0040`
Alternative APN	`1149200000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,260 sqft Heated Area
Gross Area	2,100 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,660 sqft (0.267 acres)
Lot Width	110 ft Width
Porch	Porch
Porch Area	12 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1149200000
Street Address	236 S LOWE ST
City	QUINCY
State	FL
Zip	32351-3329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 912 P 952; LOT 4, BLOCK A
Legal Range	03W
Legal Township	02N
Legal Section	07
Legal Subdivision	LAUREL VALLEY SUB
Legal Block	A
Legal Lot Number	4
Jurisdiction	GADSDEN FL
Township / Civil Division	QUINCY
Census Block Group	4
Census Block	4017
Census Tract	20702

Owner

236 S Lowe St is owned and occupied by an individual who acquired it in March 2022.

Source: Gadsden County records, as of December 1, 2025

Owner of Record	Individual Name on File
Mailing Address	236 S LOWE ST, QUINCY, FL 32351-3329
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit ELITE COMMUNITY CU
Mar 14, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 14, 2022
Transfer Doc	0009120952
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Property Address	236 S LOWE ST, QUINCY, FL 32351-3329
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 S LOWE ST, QUINCY, FL 32351-3329

Mortgage

Document Number	0009240647
Date	Oct 17, 2022
Book Page	924/647
Instrument	220009421

Lender

Name	ELITE COMMUNITY CU
Type	Credit Union
Address	TALLAHASSEE, FL 32301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 16, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GADSDEN FL
Recording Date	Mar 14, 2022
Property Address	236 S LOWE ST, QUINCY, FL 32351-3329
Document Number	0009120952
Book / Page	912 / 952
Map Reference	MB 1 PG 176
Instrument Date	Mar 9, 2022
Instrument	220002241
Transaction Type	Transfer
Record Updated	Apr 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 BRTDGE PLANTATION RD, 501, QUINCY, FL 32351

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 BRTDGE PLANTATION RD, QUINCY, FL 32351

Tax Assessment & Valuation

The 2025 property tax bill for 236 S Lowe St was $1,153 with a homeowner's exemption, up 0.3% from the year before.

Source: Gadsden County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Municipality	Quincy City
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,153.00 (+0.26%) Homeowner's exemption	$98,898 (+1.02%) Land $12,360 Building $86,538	$98,898 (+0.39%) Land $12,360 Building $86,538
2024	$1,150.00 (+8.8%) Homeowner's exemption	$97,899 (+4.07%)	$98,513 (+4.72%) Land $12,000 Building $86,513
2023	$1,057.00 (-34.87%) Homeowner's exemption	$94,072 (+5.64%) Land $10,000 Building $84,072	$94,072 (+5.64%) Land $10,000 Building $84,072
2022	$1,623.00	$89,053 Land $10,000 Building $79,053	$89,053 Land $10,000 Building $79,053

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 236 S Lowe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 236 S Lowe St is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUINCY, CITY OF W/S serves 10,298 people · EPA ID FL1200551
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Pentachlorophenol resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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