LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
PO BOX 1044, RIDGWAY, CO 81432-1044
Mortgage
Document Number
0000238051
Date
Oct 15, 2024
Instrument
238051
Lender
Name
BANK OF COLORADO
Type
Bank
Address
MONTROSE, CO 81401
Agreement
Type
Construction Mortgage
Amount
Amount on Record
Term
12 Months
Due
Oct 11, 2025
Interest
Rate Type
Adjustable Rate
June 2025: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
OURAY CO
Property Address
236 REDCLIFF DR, RIDGWAY, CO 81432-9278
Transaction Type
Mortgage
Record Updated
Apr 2, 2026
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
PO BOX 1044, RIDGWAY, CO 81432-1044
Mortgage
Document Number
0000239435
Date
Jun 10, 2025
Instrument
239435
Lender
Name
BANK OF COLORADO
Type
Bank
Address
MONTROSE, CO 81401
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
1 Months
Due
Jul 29, 2025
Interest
Rate Type
Adjustable Rate
Change Frequency
Monthly
September 2025: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
OURAY CO
Property Address
236 REDCLIFF DR, RIDGWAY, CO 81432-9278
Transaction Type
Mortgage
Record Updated
Apr 2, 2026
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
PO BOX 1044, RIDGWAY, CO 81432-1044
Mortgage
Document Number
0000239980
Date
Sep 2, 2025
Instrument
239980
Lender
Name
BANK OF COLORADO
Type
Bank
Address
MONTROSE, CO 81401
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
Term
5 Months
Due
Feb 6, 2026
October 2025: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
OURAY CO
Recording Date
Oct 30, 2025
Property Address
236 REDCLIFF DR, RIDGWAY, CO 81432-9278
Document Number
0000240380
Map Reference
DOC 235414
Instrument Date
Oct 29, 2025
Instrument
240380
Transaction Type
Transfer
Record Updated
Apr 2, 2026
Title Company
LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$50.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
PO BOX 1044, RIDGWAY, CO 81432-1044
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
236 REDCLIFF DR, RIDGWAY, CO 81432-9278
Mortgage
Document Number
0000240381
Date
Oct 30, 2025
Instrument
240381
Lender
Name
USAA FSB
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Nov 1, 2055
Tax Assessment & Valuation
The 2025 property tax bill for 236 Redcliff Dr was $1,148, up 259.9% from the year before.
Source: Ouray County assessment roll, as of March 26, 2026
Property Jurisdictions
Type
Name
State
Colorado
County
Ouray County
Municipality
Ridgway Town
Unified School District
Ridgway School District R-2 (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$1,148.00 (+259.87%)
$18,170 (+262.67%)Land $18,170
$67,310 (+274.78%)Land $67,310
2024
$319.00
$5,010Land $5,010
$17,960Land $17,960
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Flood
FEMA maps place 236 Redcliff Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
4 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 236 Redcliff Dr is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 46% of the US · lower than 71% of Colorado
Wildfire Likelihood
0.06% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
TOWN OF RIDGWAY serves 1,000 people · EPA ID CO0146676
Water Source
Surface water
Last State Inspection
Mar 2023
Lead
3 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
Treatment failure resolved · Jun 2023
Treatment and Procedure
None last 10 years
Monitoring and Reporting
6 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025