236 Payson Rd, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 236 Payson Rd, Belmont, MA 02478

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 2,565 sqft · built 1925
Lot Size	0.26 acres (11,328 sqft)
Owner	2 Trust Names on File
Last Sale	$185,000 (Jul 1985)
Tax Bill	$19,522 (2025)
Deeds & Mortgages	Oct 2025 Sale Dec 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`BELM M:08 P:000049 S`

Property Details

APN / Parcel Number

Primary APN	`BELM M:08 P:000049 S`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,565 sqft Living Area
1st Floor Area	754 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	11,328 sqft (0.26 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	236 PAYSON RD
City	BELMONT
State	MA
Zip	02478-2877
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	1
Census Block	1001
Census Tract	357400

Owner

236 Payson Rd is owner-occupied and held in a trust since October 2025.

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	236 PAYSON RD, BELMONT, MA 02478-2877
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed, Transfer
Dec 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 1985 · Amount on File
Deed Sale	Jul 12, 1985 · Amount on File
Last Transfer Date	Oct 28, 2025
Transfer Doc	084798-291
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BELMONT MA
Recording Date	Oct 29, 2025
Property Address	236 PAYSON RD, BELMONT, MA 02478-2877
Document Number	084798-291
Book / Page	84798 / 291
Instrument Date	Oct 28, 2025
Instrument	131354
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 PAYSON RD, BELMONT, MA 02478-2877

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	236 PAYSON RD, BELMONT, MA 02478-2877
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079332-350
Date	Dec 13, 2021
Book Page	79332/350
Instrument	268112

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 236 Payson Rd was $19,522.

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,522.00	$1,714,000 Land $814,000 Building $900,000	$1,637,610 (+11.78%)
2024			$1,464,995
2023	$14,353.00	$1,277,000 Land $910,000 Building $367,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 236 Payson Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 236 Payson Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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