Chowan County property record for 236 Osprey Dr, Edenton, NC 27932
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,292 sqft · built 2024 |
| Lot Size | 2.26 acres (98,446 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Mar 2022) |
| Tax Bill | $2,450 (2026) |
| Deeds & Mortgages | Mar 2024 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 786500441023 |
| Primary APN | 786500441023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,292 sqft Living Area |
| Gross Area | 3,374 sqft |
| Basement Area | 256 sqft |
| Finished Basement | 256 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 98,446 sqft (2.26 acres) |
| Lot Dimensions | 466 ft deep x 159 ft wide |
| Porch | Slab |
| Porch Area | 192 sqft |
| Boat House | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 50919 |
|---|---|
| Street Address | 236 OSPREY DR |
| City | EDENTON |
| State | NC |
| Zip | 27932-8869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | LOT 33+ ALBEMARLE SHORES #2 |
| Legal Subdivision | ALBEMARLE SHORES #2 |
| Legal Lot Number | 33 |
| Jurisdiction | CHOWAN NC |
| Township / Civil Division | 4, YEOPIM |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 930102 |
Source: Chowan County records, as of October 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 236 OSPREY DR, EDENTON, NC 27932-8869 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2022 · Amount on File |
| Deed Sale | Mar 4, 2022 · Amount on File |
| Prior Sale | Oct 20, 2014 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHOWAN NC |
| Property Address | 236 OSPREY DR, EDENTON, NC 27932 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2025 |
| Name | Verified Name |
|---|---|
| Address | 103 MORRIS CIR, EDENTON, NC 27932-1438 |
| Document Number | 0000580/35 |
|---|---|
| Date | Mar 25, 2024 |
| Book Page | 580/35 |
| Instrument | 427185 |
| Name | AFFILIATED MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | ROCKY MOUNT, NC 27804 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Apr 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Apr 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5% |
| Max Rate At Change | 9% |
| Index | SOFR Average 30-Day |
| Max Rate | 12% |
Source: Chowan County assessment roll, as of October 22, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Chowan County |
| Unified School District | Edenton-Chowan Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,450.00 (-12.75%) | $306,364 (-16.55%) Land $78,241 Building $228,123 | $306,364 (-16.55%) Land $78,241 Building $228,123 |
| 2025 | $2,808.00 (+145.88%) | $367,134 (+136.17%) Land $149,772 Building $217,362 | $367,134 (+136.17%) Land $149,772 Building $217,362 |
| 2023 | $1,142.00 | $155,455 Land $149,772 Building $5,683 | $155,455 Land $149,772 Building $5,683 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (2003) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHOWAN CO WATER SYSTEM serves 11,722 people · EPA ID NC0421015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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