236 Ocean Ave, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 236 Ocean Ave, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,020 sqft · built 1920
Lot Size	0.201 acres (8,747 sqft)
Owner	Individual Name on File
Tax Bill	$13,482 (2025)
Deeds & Mortgages	May 2025 Mortgage May 2025 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`MARB M:0903 B:0006 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0903 B:0006 L:0`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,020 sqft Living Area
Gross Area	2,974 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,747 sqft (0.201 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	236 OCEAN AVE
City	MARBLEHEAD
State	MA
Zip	01945-3730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LSR
Legal Subdivision	MARBLEHEAD NECK PROP
Legal Block	6
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	4
Census Block	4009
Census Tract	203200

Owner

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	236 OCEAN AVE, MARBLEHEAD, MA 01945-3730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 28, 2025	Deed of Trust, Mortgage · FHA Mortgage PHH US MORTGAGE CORP
Jan 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MARBLEHEAD SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	236 OCEAN AVE, MARBLEHEAD, MA 01945-3730
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042737-533
Date	May 28, 2025
Book Page	42737/533
Instrument	20250528001000

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	865 Months
Due	Jun 1, 2097

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	Jul 1, 2025
Index	Other

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	236 OCEAN AVE, MARBLEHEAD, MA 01945-3730
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042737-519
Date	May 28, 2025
Book Page	42737/519
Instrument	20250528000990

Lender

Name	PHH US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	865 Months
Due	Jun 1, 2097

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	Jul 1, 2025
Index	Other

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	236 OCEAN AVE, MARBLEHEAD, MA 01945-3730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39370-2
Date	Jan 4, 2021
Book Page	39370/2
Instrument	20210104002480

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,482.00 (+3.8%)	$1,489,700 (+2.77%) Land $1,255,500 Building $234,200	$1,391,180
2024	$12,988.00 (-4.14%)	$1,449,600 (+6.99%) Land $1,219,700 Building $229,900
2023	$13,549.00	$1,354,900 Land $1,165,800 Building $189,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 57 policies
Nearby Flood Policies	57 in force
Nearby Flood Claims	7 (1991–2018)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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