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236 N Central Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 236 N Central Ave, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details1,596 sqft · built 1929
Lot Size0.201 acres (8,756 sqft)
Owner2 Individual Names on Record
Tax Bill$11,483 (2025)
Deeds & MortgagesMay 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN48-01903-0000-00003

Property Details

APN / Parcel Number

Primary APN48-01903-0000-00003
Alternative APN
  • 480190300003

Interior

Stories2 Stories
Building Area1,596 sqft Living Area

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Construction TypeFrame
Lot Area8,756 sqft (0.201 acres)
Lot Dimensions125 ft deep x 70 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address236 N CENTRAL AVE
CityRAMSEY
StateNJ
Zip07446-1416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description0.201AC
Legal Block1903
Legal Lot Number3
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group2
Census Block2003
Census Tract44202

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address236 N CENTRAL AVE, RAMSEY, NJ 07446-1416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2000
Deed SaleOct 6, 2000
Prior SaleOct 6, 2000
Deed Book / Page1048 / 420
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address236 N CENTRAL AVE, RAMSEY, NJ 07446-1416
Document Number0032710349
Instrument DateMay 25, 2019
Transaction TypeMortgage
Record UpdatedJun 28, 2019
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address236 N CENTRAL AVE RAMSEY NJ 074461416, RAMSEY, NJ 07446-1416

Mortgage

Document Number0032710349
DateJun 19, 2019
Book Page003271/000349
Instrument38621
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 18, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$580,200 (+4.03%) Land $300,200 Building $280,000$580,200 (+4.03%) Land $300,200 Building $280,000
2025$11,483.00 (-6.88%)$557,700 (+27.62%) Land $280,200 Building $277,500$557,700 (+27.62%) Land $280,200 Building $277,500
2024$12,332.00 (+7.59%)
2023$437,000 Land $240,100 Building $196,900$437,000 Land $240,100 Building $196,900
2022$11,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (1979–1984)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

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