Gulf County property record for 236 Lucy Dr, Wewahitchka, FL 32465
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,481 sqft · built 2004 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $151,500 (Oct 2023) |
| Tax Bill | $1,653 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02343-000R |
| Primary APN | 02343-000R |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,481 sqft Total Area |
| Flooring | Cork |
| Interior Walls | Plywood |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 16,988 sqft (0.389 acres) |
| Lot Dimensions | 125 ft deep x 180 ft wide |
| Cooling System | Window A/C |
|---|
| Street Address | 236 LUCY DR |
|---|---|
| City | WEWAHITCHKA |
| State | FL |
| Zip | 32465-4630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RISH ADDITION TO WEWAHITCHKA UNIT ONE PB 2 PG 16 LOTS 7 & 8 BLK 2 BEING A PORTION OF |
| Legal Range | 10W |
| Legal Township | 04S |
| Legal Section | 25 |
| Legal Subdivision | RISH ADDITION TO WEWAHITCHKA |
| Legal Block | 2 |
| Legal Lot Number | 7,8 8 |
| Legal Unit | 1 |
| Jurisdiction | GULF FL |
| Township / Civil Division | WEWAHITCHKA |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 960101 |
Source: Gulf County records, as of January 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 236 LUCY DR, WEWAHITCHKA, FL 32465-4630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 23, 2023 | Warranty Deed, Transfer · FHA Mortgage ALL WESTERN MORTGAGE INC |
| Jun 19, 2020 | Correction Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2023 · Amount on Record |
| Deed Sale | Oct 23, 2023 · Amount on Record |
| Deed Document Number | 202323017090 |
| Deed Book / Page | 810 / 744 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GULF FL |
| Property Address | 236 LUCY DR, WEWAHITCHKA, FL 32465-4630 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 236 LUCY DR, WEWAHITCHKA, FL 32465-4630 |
| Document Number | 0023005745 |
|---|---|
| Date | Sep 9, 2025 |
| Book Page | 863/612 |
| Instrument | 202523005745 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GULF FL |
| Recording Date | Oct 23, 2023 |
| Property Address | 236 LUCY DR, WEWAHITCHKA, FL 32465-4630 |
| Document Number | 0023017090 |
| Book / Page | 810 / 744 |
| Map Reference | MB 166 PG 642 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 202323017090 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,060.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 987, WEWAHITCHKA, FL 32465-0987 |
| Name | Verified Name |
|---|---|
| Address | 236 LUCY DR, WEWAHITCHKA, FL 32465-4630 |
| Document Number | 0000000745 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | 810/0//0745 |
| Name | ALL WESTERN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | GULF FL |
| Recording Date | Jun 19, 2020 |
| Property Address | 236 LUCY DR, WEWAHITCHKA, FL 32465-4630 |
| Document Number | 0023003457 |
| Book / Page | 000694 / 000376 |
| Instrument Date | Jun 15, 2020 |
| Instrument | 23003457 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 955 WEWAHITCHKA FL 324650955, WEWAHITCHKA, FL 32465-0955 |
Source: Gulf County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Gulf County |
| Municipality | Wewahitchka City |
| Unified School District | Gulf County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,653.00 Homeowner's exemption | $139,621 (+2.23%) Land $20,000 Building $119,621 | $139,621 (+2.23%) Land $20,000 Building $119,621 |
| 2024 | $1,653.00 (+743.37%) Homeowner's exemption | $136,579 (+280.6%) Land $20,000 Building $116,579 | $136,579 (+0.34%) Land $20,000 Building $116,579 |
| 2023 | $196.00 (-48.56%) Homeowner's exemption | $35,885 (-21.28%) | $136,119 (+131.28%) Land $17,000 Building $119,119 |
| 2022 | $381.00 Homeowner's exemption | $45,588 | $58,854 Land $26,625 Building $32,229 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 7, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 28 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEWAHITCHKA serves 2,081 people · EPA ID FL1230734 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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