Schenectady County and Schenectady City property record for 236 Lorraine Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,740 sqft · built 1975 |
| Lot Size | 0.096 acres (4,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $78,000 (Jan 2001) |
| Tax Bill | $6,440 (2026) |
| Deeds & Mortgages | Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.40-4-47.1 |
| Primary APN | 421500 60.40-4-47.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,200 sqft (0.096 acres) |
| Lot Dimensions | 70 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 293 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 236 LORRAINE AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 201 RAISED RANCH |
| Legal Block | 4 |
| Legal Lot Number | 47.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21801 |
236 Lorraine Ave is owned and occupied by two individuals who bought it in January 2001.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 236 LORRAINE AVE, SCHENECTADY, NY 12304-2219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2001 · Amount on File |
| Deed Sale | Jan 16, 2001 · Amount on File |
| Prior Sale | Jun 17, 1993 · Amount on File |
| Deed Book / Page | 1593 / 956 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 236 LORRAINE AVE, SCHENECTADY, NY 12304-2219 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000054217 |
|---|---|
| Date | Dec 5, 2019 |
| Book Page | 4958/008 |
| Instrument | 201954217 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Nov 21, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 236 Lorraine Ave was $6,440 with a homeowner's exemption, up 2.9% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,440.00 (+2.86%) Homeowner's exemption | ||
| 2025 | $6,261.00 | $141,200 Land $21,200 Building $120,000 | $233,814 Land $35,105 Building $198,709 |
| 2023 | $141,200 (-) Land $21,200 Building $120,000 | $178,734 (+3.8%) Land $26,835 Building $151,899 | |
| 2022 | $141,200 Land $21,200 Building $120,000 | $172,195 Land $25,854 Building $146,341 | |
| 2021 | $5,874.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 236 Lorraine Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 236 Lorraine Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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