Stephens County property record for 236 Freeman Creek Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,584 sqft · built 1975 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (May 2022) |
| Tax Bill | $1,834 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage May 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 033 093 |
| Primary APN | 033 093 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Gentle Slope |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 439150 |
|---|---|
| Street Address | 236 FREEMAN CREEK RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-7992 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | FREEMAN CREEK RD |
| Legal Subdivision | FREEMAN CREEK |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | MARTIN-AVALON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 970401 |
Source: Stephens County records, as of March 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 236 FREEMAN CREEK RD, TOCCOA, GA 30577-7992 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage STOWERS EDWARD A |
| May 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage STOWERS EDWARD A |
| Apr 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEACH ST FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2022 · Amount on Record |
| Deed Sale | May 24, 2022 · Amount on Record |
| Prior Sale | Jul 23, 2007 · Amount on Record |
| Deed Document Number | 2022768 |
| Deed Book / Page | 1298 / 130 |
| Prior Transfer Date | Sep 28, 2007 |
| Prior Transfer Doc | 0008290368 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | May 20, 2022 |
| Property Address | 236 FREEMAN CREEK RD, TOCCOA, GA 30577-7992 |
| Document Number | 0012980130 |
| Book / Page | 1298 / 130 |
| Instrument Date | May 20, 2022 |
| Instrument | 2022-000768 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 236 FREEMAN CREEK RD, TOCCOA, GA 30577-7992 |
| Document Number | 0001298132 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 1298/132 |
| Name | STOWERS EDWARD A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | May 20, 2022 |
| Property Address | 236 FREEMAN CREEK RD, TOCCOA, GA 30577-7992 |
| Document Number | 0012980130 |
| Book / Page | 1298 / 130 |
| Instrument Date | May 20, 2022 |
| Instrument | 2022-000768 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 236 FREEMAN CREEK RD, TOCCOA, GA 30577-7992 |
| Document Number | 0001298132 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 1298/132 |
| Name | STOWERS EDWARD A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 236 FREEMAN CREEK RD, TOCCOA, GA 30577-7992 |
| Document Number | 0012070136 |
| Instrument Date | Apr 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 236 FREEMAN CREEK RD TOCCOA GA 305777992, TOCCOA, GA 30577-7992 |
| Document Number | 0012070136 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 001207/000136 |
| Name | PEACH ST FCU |
|---|---|
| Type | Credit Union |
| Address | LAWRENCEVILLE, GA 30043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 14, 2050 |
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,834.00 (+52.96%) | $66,821 (+65.8%) Land $3,286 Building $63,535 | $167,052 (+65.8%) Land $8,215 Building $158,837 |
| 2023 | $1,199.00 (+6.96%) | $40,302 (+6.99%) Land $3,286 Building $37,016 | $100,755 (+6.98%) Land $8,215 Building $92,540 |
| 2022 | $1,121.00 | $37,670 Land $3,000 Building $34,670 | $94,177 Land $7,501 Building $86,676 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 69% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber · Cable in parts of the area | 5,000 / 5,000 |
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