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236 Flat Rock Dr, Denver, NC 28037 Property Records

Lincoln County property record for 236 Flat Rock Dr, Denver, NC 28037

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,620 sqft · built 2018
Lot Size0.183 acres (7,971 sqft)
Owner2 Individual Names on Record
Last Sale$318,500 (May 2018)
Tax Bill$2,926 (2026)
Deeds & MortgagesOct 2020 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3692-65-6823

Property Details

APN / Parcel Number

Primary APN3692-65-6823
Alternative APNs
  • 267596
  • 92754

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,620 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleCustom Design
Lot Area7,971 sqft (0.183 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number267596
Street Address236 FLAT ROCK DR
CityDENVER
StateNC
Zip28037-6111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeELDD PD-R
Legal Description#303 CAROLINA RIDGE REV
Legal SubdivisionCAROLINA RIDGE PARCEL G/H
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group3
Census Block3003
Census Tract71102

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address236 FLAT ROCK DR, DENVER, NC 28037-6111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 17, 2018Grant Deed, Subdivision Related Transfer · Conventional Mortgage
SHEA MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2018 · Amount on Record
Deed SaleMay 17, 2018 · Amount on Record
Deed Document Number2018578080
Deed Book / Page2743 / 512
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address236 FLAT ROCK DR, DENVER, NC 28037-6111
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2968541
DateOct 29, 2020
Book Page2968/541
Instrument618855
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

May 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionLINCOLN NC
Recording DateMay 17, 2018
Property Address236 FLAT ROCK DR, DENVER, NC 28037-6111
Document Number2743512
Book / Page002743 / 000512
Instrument DateApr 25, 2018
Instrument578080
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 18, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$637.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address236 FLAT ROCK DR DENVER NC 28037, DENVER, NC 28037

Mortgage

Document Number2743514
DateMay 17, 2018
Book Page002743/000514
Instrument578081
Lender
NameSHEA MTG
TypeMortgage Company
AddressSCOTTSDALE, AZ 85260
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 16, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,926.00 (+1.11%)$461,381 (-) Land $75,000 Building $386,381$461,381 (-) Land $75,000 Building $386,381
2023$2,894.00$461,381 Land $75,000 Building $386,381$461,381 Land $75,000 Building $386,381

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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