236 Esther Ln, Findlay, OH 45840 Property Records

Hancock County property record for 236 Esther Ln, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,654 sqft · built 1959
Lot Size	0.224 acres (9,775 sqft)
Owner	2 Individual Names on File
Last Sale	$232,000 (Mar 2024)
Tax Bill	$2,056 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1011-303-16-023.000`

Property Details

APN / Parcel Number

Primary APN	`1011-303-16-023.000`
Alternative APN	`600000290120`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,654 sqft Living Area
1st Floor Area	1,556 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,775 sqft (0.224 acres)
Lot Dimensions	115 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	32 sqft
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	236 ESTHER LN
City	FINDLAY
State	OH
Zip	45840-5313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHIEBERS SUNBEAM ADD LOT 13
Legal Subdivision	SCHIEBERS SUNBEAM ADD
Legal Lot Number	13
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4013
Census Tract	1100

Owner

236 Esther Ln is owned and occupied by two individuals who bought it in March 2024.

Source: Hancock County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	236 ESTHER LN, FINDLAY, OH 45840-5313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK FEDERAL CREDIT UNION
Mar 7, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PREMIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2024 · Amount on File
Deed Sale	Mar 7, 2024 · Amount on File
Prior Sale	Dec 20, 2023 · Amount on File
Deed Document Number	20241482
Deed Book / Page	2609 / 1248
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Recording Date	Aug 19, 2026
Property Address	236 ESTHER LN, FINDLAY, OH 45840-5313
Document Number	0000006253
Book / Page	2632 / 71
Instrument Date	Aug 7, 2026
Instrument	20266253
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FLAG CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 ESTHER LN, FINDLAY, OH 45840-5313

Mortgage

Document Number	0000006253,
Date	Aug 19, 2026
Book Page	2632/71
Instrument	20266253

Lender

Name	HANCOCK FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 7, 2024
Property Address	236 ESTHER LN, FINDLAY, OH 45840-5313
Document Number	02609/1248
Book / Page	2609 / 1248
Map Reference	MAP 1011-303-16-023
Instrument Date	Mar 6, 2024
Instrument	202400001482
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 27, 2024
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 ESTHER LN, FINDLAY, OH 45840-5313

Mortgage

Document Number	202400001483
Date	Mar 7, 2024
Instrument	202400001483

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 236 Esther Ln was $2,056 with a homeowner's exemption.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,056.00	$67,070 Land $10,850 Building $56,220	$191,620 Land $30,990 Building $160,630
2023	$1,878.00 Homeowner's exemption	$52,800 Land $8,540 Building $44,260
2022			$150,870 Land $24,400 Building $126,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 236 Esther Ln in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	22 (1981–2011)
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 236 Esther Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
HDER Link Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50

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