236 Denio Rd, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 236 Denio Rd, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 2001
Lot Size	3.88 acres (169,013 sqft)
Owner	2 Individual Names on File
Last Sale	$10,000 (Sep 1998)
Tax Bill	$7,673 (2026)
Deeds & Mortgages	May 2026 Mortgage Sep 2022 Line of Credit + 2 more
APN	`1-006-14`

Property Details

APN / Parcel Number

Primary APN	`1-006-14`
Alternative APNs	`488909900000020298000000` `164889 99.-2-29.800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	169,013 sqft (3.88 acres)
Garage Type	Attached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	1,000 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1-006-14
Street Address	236 DENIO RD
City	MALONE
State	NY
Zip	12953-3936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	SPAULDING CLARK LEGACY ROAD
Legal Block	2
Legal Lot Number	29.800
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	1
Census Block	1032
Census Tract	951400

Owner

236 Denio Rd is owned and occupied by two individuals who bought it in September 1998.

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	236 DENIO RD, MALONE, NY 12953-3936
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTHERN FEDERAL CREDIT UNION
Sep 22, 2022	Deed of Trust, Mortgage · Line of Credit TRUNORTHERN FCU
Nov 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jul 30, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 1998 · Amount on File
Deed Sale	Sep 18, 1998 · Amount on File
Deed Book / Page	705 / 117
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Recording Date	May 20, 2026
Property Address	236 DENIO RD, MALONE, NY 12953-3936
Document Number	0000003334
Instrument Date	May 13, 2026
Instrument	20263334
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 DENIO RD, MALONE, NY 12953-3936

Mortgage

Document Number	0000003334,
Date	May 20, 2026
Instrument	20263334

Lender

Name	NORTHERN FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	236 DENIO RD, MALONE, NY 12953-3936
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005157
Date	Sep 22, 2022
Instrument	2022-5157

Lender

Name	TRUNORTHERN FCU

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2037

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	236 DENIO RD, MALONE, NY 12953-3936
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006460
Date	Nov 29, 2021
Instrument	2021-6460

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	236 DENIO RD, MALONE, NY 12953-3936
Document Number	0000003176
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	236 DENIO RD MALONE NY 129533936, MALONE, NY 12953-3936

Mortgage

Document Number	0000003176
Date	Aug 10, 2020
Instrument	3176

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 9, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 236 Denio Rd was $7,673 with a homeowner's exemption, down 3.3% from the year before.

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,673.00 (-3.34%) Homeowner's exemption
2025	$7,938.00	$206,300 Land $14,400 Building $191,900	$382,037 Land $26,667 Building $355,370
2023		$206,300 (-) Land $14,400 Building $191,900	$343,833 (+14.17%) Land $24,000 Building $319,833
2022		$206,300 Land $14,400 Building $191,900	$301,168 Land $21,022 Building $280,146
2021	$4,630.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 236 Denio Rd; there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 236 Denio Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SLICFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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